[{"id": 9223, "archived": false, "name": "HOME", "action_center": 4278, "path": "/Home/", "title": "", "page_restriction_type": 1, "widgets": [{"props": {"text": "Take a look at the 2025 Guide for Buyer and Homeowners", "imageUrl": "https://quorum-media.s3.amazonaws.com/media/uploaded_files/2025-03-03/76e9d9aa7d1ab6f5830a34a5f9d2b035/7floxj2x0SrVdS4JIM9U_HomePage_March_FINAL.jpg", "buttonUrl": "/2025Guide/", "buttonText": "BE INFORMED", "includeText": true, "imageContain": true, "includeButton": true, "isLeftAligned": true}, "widgetType": 19}, {"props": {"cards": {"0": {"title": " Top Issues", "buttonUrl": "/issues/", "buttonText": "BE INFORMED", "description": "Stay informed about the key issues shaping homeownership today. Understanding these factors empowers you to make smarter decisions and to protect your investment.", "cardLinkType": 3}, "1": {"title": "First-Time Homebuyers ", "buttonUrl": "/FTHBResources/", "buttonText": "RESOURCES", "description": "Discover the critical information that homebuyers need to succeed in every step of their journey to buy their first home.", "cardLinkType": 3}, "2": {"title": "Property Action", "buttonUrl": "/campaigns/", "buttonText": "TAKE ACTION", "description": "Make your voice heard! Explore ways to take action to protect and promote homeownership.", "cardLinkType": 3}}, "layout": 3, "cardColor": "#006BB7", "useCardColor": true, "backgroundColor": "#e9e9eb", "sameCardSizeWidth": false, "useBackgroundColor": true}, "widgetType": 21}, {"props": {"cards": {"0": {"title": "65.5%", "description": "of Americans own their homes, according to 2024 data from the U.S. Census Bureau. ", "cardLinkType": 1}, "1": {"title": "38 YRS", "description": "As of 2024, the typical first-time homebuyer was 38 years old, which marks a record high. ", "cardLinkType": 1}, "2": {"title": "32%", "description": "of first-time homebuyers cited saving for a down payment to be the most difficult step. ", "cardLinkType": 1}, "3": {"title": "34.5%", "description": "of Americans rent their homes as of 2024.", "cardLinkType": 1}}, "layout": 4, "cardColor": "#E9E9EB", "useCardColor": true, "backgroundColor": "#E9E9EB", "sameCardSizeWidth": false, "useBackgroundColor": true}, "widgetType": 21}, {"props": {"text": "

Welcome to Property Action

Whether you\u2019re a current homeowner or taking your first steps toward owning your first home, we are a resource and advocate who will support you through each phase of the homeownership journey.

We work closely with state and local REALTOR\u00ae associations to raise awareness about key real estate policies and to tackle pressing challenges like housing affordability, housing supply, rising taxes, and other emerging barriers to homeownership.\ufeff

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\n
\n", "title": "Homeownership in Your State", "imageUrl": "https://quorum-media.s3.amazonaws.com/media/uploaded_files/2024-12-12/2a91afae54a662aa8a9f00f945b888d7/US5yXJ1hCxCcS6sQ65sh_NAR_USMAP.png", "buttonUrl": "/GetLocal/", "mediaType": 2, "buttonText": "FIND OUT MORE", "imageContain": true, "hideCtaButton": false, "isLeftAligned": false, "backgroundColor": "#e9e9eb", "useBackgroundColor": true}, "widgetType": 23}, {"props": {"cards": {"0": {"title": "HUD Choked Funding to Enforce Fair-Housing Laws. Legal Aid Groups May Not Survive ", "buttonUrl": "https://www.npr.org/2025/03/15/nx-s1-5325936/hud-funding-fair-housing-laws-legal-aid-groups-scott-turner", "buttonText": "GET INSIGHTS", "description": "Late last month, the Trump administration cut off the flow of federal funding to fair-housing nonprofits across the country that are key enforcers of anti-discrimination laws.", "cardLinkType": 3}, "1": {"title": "Trump Administration Plans to Eliminate Dozens of Housing Offices", "buttonUrl": "https://www.bloomberg.com/news/articles/2025-03-05/hud-plans-to-eliminate-dozens-of-state-and-local-field-offices", "buttonText": "LEARN MORE", "description": "A looming reorganization of HUD would leave 34 states without offices that process mortgage insurance, despite a law requiring offices in every state.", "cardLinkType": 3}, "2": {"title": "NAR CEO Talks Housing with Top Lawmakers", "buttonUrl": "https://www.realestatenews.com/2025/03/10/nar-ceo-talks-housing-with-top-lawmakers?", "imageCard": false, "buttonText": "SEE DETAILS", "description": "The National Association of Realtors built connections on Capitol Hill last week as CEO Nykia Wright and Chief Advocacy Officer Shannon McGahn met with House Speaker Mike Johnson (R-La.), Minority Leader Hakeem Jeffries (D-N.Y.) ", "cardLinkType": 3}}, "title": "Latest News Stories", "layout": 3, "useCardColor": false, "sameCardSizeWidth": false, "useBackgroundColor": false}, "widgetType": 21}, {"props": {"text": "

Owning a home is more than just a milestone \u2014 it\u2019s a dream reflecting determination, perseverance and hope. By sharing your journey, you can inspire others and show policymakers why access to homeownership is vital for individuals and families across the nation.

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It is where you put down roots, grow your family and become part of the fabric of a community. Homeownership is also the cornerstone for building and transferring wealth across generations, providing both financial returns and social benefits that contribute to long-term family stability and prosperity.

Your story matters. Owning a home is more than just a milestone\u2014it\u2019s a dream that reflects determination, perseverance, and hope. By sharing your journey, you can inspire others and show policymakers why access to homeownership is vital for individuals and families across the nation.

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There are no active campaigns right now, so please REGISTER on the site so that we can alert you when it's time to make your voice heard."}, "widgetType": 101}], "requires_login": false, "widget_layout_type": 5, "custom_javascript": " const elements = document.querySelectorAll('[class*=\"inline-cta\"]');\n\n for (var i = 0; i < elements.length; i++) {\n if (elements[i].innerHTML == \"Submit\") {\n elements[i].innerHTML = \"Take Action\";\n } \n }", "custom_css": "\n\n.cards-section-background, .full-bleed-image {\nborder-bottom: 10px solid #004282;\nborder-top: 10px solid #004282;\n}\n\n#main-content > div > div > div > div.widget-wrapper.widget-wrapper-1 > div > div.full-bleed-image > div > div {\n margin-left: 45%;\n color: #004282;\n font-size: 45px;\n line-height: 50px;\n font-weight: 900;\n}\n\n#main-content > div > div > div > div.widget-wrapper.widget-wrapper-1 > div > div.full-bleed-image > div {background-color: transparent;}", "disclaimer_text": "", "use_page_region": false, "can_access": true, "cannot_access_message": null}, {"id": 9415, "archived": false, "name": "FTHB Guide in Spanish", "action_center": 4278, "path": "/FTHBGuideSPN/", "title": "", "page_restriction_type": 1, "widgets": [{"props": {"text": "Herramientas y recursos esenciales para quienes compran una vivienda por primera vez", "imageUrl": "https://quorum-media.s3.amazonaws.com/media/uploaded_files/2024-12-26/47e78823e6d4f2e9c720a72a7a372762/iWzG5Z7QOebTLSa0av1L_chUyctCueOBITLKX5hrO_WhoWeAre_FTHB_Resources_FINAL.jpg", "includeText": true, "imageContain": true, "isLeftAligned": true}, "widgetType": 19}, {"props": {"title": "Gu\u00eda Para Compradores De Vivienda Por Primera Vez", "content": "Con nuestra gu\u00eda informativa y f\u00e1cil de usar para compradores de vivienda por primera vez, encontrar\u00e1 recursos, consejos y respuestas a preguntas comunes para ayudarle a tomar las decisiones correctas al comenzar el viaje hacia la propiedad de vivienda.\n\n

EN INGL\u00c9S

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\n \n\n

PRIMERO

Comprar su primera casa puede ser una propuesta aterradora, especialmente en el mercado inmobiliario actual, donde el inventario es bajo, la inflaci\u00f3n es alta y los precios de las viviendas parecen estar creciendo d\u00eda a d\u00eda.

No entre en p\u00e1nico.

Hay cosas que puede hacer que lo preparar\u00e1n para comprar una casa y tambi\u00e9n le dar\u00e1n una ventaja sobre la competencia cuando llegue el momento de hacer el pago inicial.

Compruebe su puntaje de cr\u00e9dito. Es bueno saber d\u00f3nde est\u00e1 desde el principio. De esa manera, a medida que completa los siguientes pasos, los expertos pueden decirle d\u00f3nde debe llegar para calificar para los pr\u00e9stamos y la hipoteca que necesita para comprar esa primera casa.

Hable con un br\u00f3ker de hipotecas o un banquero, incluso si ha sido rechazado en el pasado. Ellos pueden decirle para qu\u00e9 calificar\u00e1 ahora y qu\u00e9 deber\u00e1 hacer para completar el resto del camino.

Averig\u00fce para cu\u00e1les programas califica en su estado para obtener ayuda con las tasas hipotecarias, asistencia con el pago inicial y beneficios fiscales. Todos los estados cuentan con programas, y algunos tienden a permitirle ahorrar dinero, libre de impuestos, en una cuenta de ahorro para compradores de vivienda por primera vez, con el objetivo de reunir el dinero para el pago inicial m\u00e1s r\u00e1pido que nunca.

\n\n\n

Teniendo en cuenta todas sus finanzas, determine lo que realmente puede permitirse gastar. Los propietarios potenciales deben considerar el pago inicial, todos sus pagos mensuales en un a\u00f1o determinado, los impuestos sobre la propiedad y los costos generales de mantenimiento al decidir lo que pueden pagar.

Consulte a un REALTOR\u00ae local y trabaje con ellos para encontrar la vivienda adecuada para usted. Un REALTOR\u00ae no solo puede ayudarlo a encontrar su hogar, sino que tambi\u00e9n puede ayudarlo a negociar el mejor trato posible en un mercado inmobiliario competitivo.

\u00bfBusc\u00f3 una casa hace unos meses y se dio por vencido(a) porque constantemente le superaban la oferta, o nunca tuvo la oportunidad de presentar una oferta porque la casa se vendi\u00f3 muy r\u00e1pido? Ahora es el momento de volver a intentarlo. Muchos compradores potenciales de vivienda han dejado de buscar debido a una frustraci\u00f3n similar. Aproveche esto y acelere su b\u00fasqueda porque puede que ahora haya menos competencia en su mercado inmobiliario.

Determine su mejor opci\u00f3n de financiamiento: \u00bfquiere una hipoteca est\u00e1ndar o es mejor tener pr\u00e9stamos hipotecarios respaldados por el gobierno federal? Combine eso con los programas de incentivos para compradores de vivienda por primera vez de su estado y est\u00e9 siempre atento a las tasas de inter\u00e9s hipotecarias comparativas.

\n\t\n\n

ENTONCES

Considere mudarse a una parte diferente de la ciudad o a una ciudad completamente diferente. Si esto es posible para usted, podr\u00eda ser ben\u00e9fico porque a pesar de que los precios de las viviendas est\u00e1n altos, no lo est\u00e1n en todas partes, y podr\u00eda encontrar una ganga esper\u00e1ndolo en un lugar en el que quiz\u00e1s nunca pens\u00f3 buscar originalmente.

Adem\u00e1s, considere una casa que necesita trabajo. Las hipotecas pueden incluir pr\u00e9stamos para remodelaci\u00f3n que convierten una casa que necesita reparaciones en la casa de sus sue\u00f1os en muy poco tiempo.

Est\u00e9 dispuesto a ceder. Sea claro con anticipaci\u00f3n sobre lo que est\u00e1 en su lista de deseos, pero divida la lista de deseos en elementos imprescindibles, los que le gustar\u00eda tener y los no necesarios. Esto le ayudar\u00e1 a poner su pie en la puerta m\u00e1s r\u00e1pido.

\n\t\n

FINALMENTE

Haga una oferta: una vez que haya encontrado la casa adecuada, si sigui\u00f3 los pasos anteriores, debe estar preparado para dar el paso.

Mande a hacer una inspecci\u00f3n de la casa: es un costo, pero vale la pena. Esto asegurar\u00e1 que la casa que est\u00e1 comprando sea segura y que no incurrir\u00e1 en gastos inesperados en el futuro.

Una vez que se complete la inspecci\u00f3n y haya llegado a un acuerdo con el vendedor, cerrar\u00e1 el trato y firmar\u00e1 toda la documentaci\u00f3n necesaria. Por lo general, toma un par de d\u00edas para que se financie su pr\u00e9stamo, pero una vez que se entrega el cheque al vendedor, solo hay un paso m\u00e1s\u2026

M\u00fadese y enam\u00f3rese de su nuevo hogar.

\n\n\n

\n \n \n

\u00bfQu\u00e9 tipo de vivienda es mejor para usted? Decida si est\u00e1 buscando una casa, un condominio o una casa no tradicional.

\n\n

\u00bfQu\u00e9 caracter\u00edsticas busca en su hogar? Aseg\u00farese de tener en cuenta todo lo que busca en una casa, como el tama\u00f1o, la cantidad de ba\u00f1os, el espacio al aire libre, los electrodom\u00e9sticos y el distrito escolar y el vecindario.

\n\n

\u00bfC\u00f3mo se puede financiar una vivienda? Por lo general, las casas se compran directamente o se financian a lo largo del tiempo con una hipoteca.

\n\n

\u00bfCu\u00e1nto puede permitirse gastar realmente? Los propietarios potenciales deben considerar su pago inicial, todos sus pagos mensuales, los impuestos sobre la propiedad y los costos generales de mantenimiento al decidir lo que pueden pagar.

\n\n

\u00bfQui\u00e9n puede ayudarle con el proceso de compra de una vivienda? Consulte a su REALTOR\u00ae local y trabaje con ellos para encontrar la casa adecuada para usted.

\n\n

\n \n \n

Verifique su cr\u00e9dito

Su puntaje de cr\u00e9dito juega un papel muy importante en su capacidad para obtener una hipoteca. Verifique su cr\u00e9dito con la compa\u00f1\u00eda de su tarjeta de cr\u00e9dito, en l\u00ednea o con una agencia de cr\u00e9dito importante como Equifax o Experian.

\n\n

Averig\u00fce lo que puede pagar

Analice algunos n\u00fameros para decidir cu\u00e1nto puede gastar en el pago inicial, los pagos mensuales y los gastos.

\n\n

Elija a un prestamista

Encuentre al prestamista adecuado para usted y obtenga una aprobaci\u00f3n previa para un pr\u00e9stamo hipotecario.

\n\n

Encuentre a un REALTOR\u00ae

Encuentre a un REALTOR\u00ae con experiencia para que le ayude en este proceso. No solo pueden ayudarle a encontrar docenas de viviendas dentro de su presupuesto que cumplan con sus requisitos, sino que tambi\u00e9n pueden ayudarle a negociar la mejor oferta posible en un mercado inmobiliario competitivo.

\n\n

Encuentre la casa de sus sue\u00f1os

Trabaje con su REALTOR\u00ae para encontrar la casa perfecta que se ajuste a su presupuesto.

\n\n

Determine su mejor opci\u00f3n de financiamiento

T\u00f3mese su tiempo para investigar todas sus opciones de financiamiento, como hipotecas est\u00e1ndar, pr\u00e9stamos hipotecarios respaldados por el gobierno federal, los incentivos financieros de su estado y los programas para compradores de vivienda por primera vez. Tambi\u00e9n aseg\u00farese de estar atento a las tasas de inter\u00e9s hipotecarias comparativas.

\n\n

Haga una oferta

Una vez que haya encontrado la casa y la opci\u00f3n de financiamiento adecuadas, es hora de dar el paso y hacer una oferta para comprar su nueva casa.

\n\n

Mande a hacer una inspecci\u00f3n de la casa

Para asegurarse de que la casa sea segura y no incurra en grandes gastos inesperados en el futuro, aseg\u00farese de mandar a hacer una inspecci\u00f3n de la casa antes de cerrar el trato de su nueva casa.

\n\n

Coordine el papeleo y cierre la venta

\n\n

\u00a1V\u00e1yase a vivir a su nueva casa!

\n\n

Lo hizo! Ahora levante los pies y disfrute de su nuevo hogar.

\n\n

\n\n \n

Por supuesto, existen obst\u00e1culos que pueden surgir a la hora de comprar una vivienda, pero ning\u00fan problema es insalvable cuando se le da el enfoque adecuado. Aseg\u00farese de discutir estos temas con su REALTOR\u00ae y/u oficial de pr\u00e9stamos si se aplican a usted. Es probable que tengan una idea de c\u00f3mo otros han abordado estos obst\u00e1culos.

\n\n

Carga de la deuda estudiantil

Muchos estadounidenses est\u00e1n pagando una gran deuda de pr\u00e9stamos estudiantiles, lo que hace que sea mucho m\u00e1s dif\u00edcil pagar una casa.

\n\n

Disminuci\u00f3n de la asequibilidad de viviendas unifamiliares

Single-family homes are rising in price, making them more difficult to afford for many families.

\n\n

Insuficiente oferta de viviendas unifamiliares

Si bien las viviendas unifamiliares se est\u00e1n volviendo m\u00e1s caras, tambi\u00e9n se est\u00e1n volviendo m\u00e1s dif\u00edciles de encontrar en el mercado en la mayor\u00eda de los estados.

\n\n

\n\n \n

La Ley de Vivienda Justa (FHA, por sus siglas en ingl\u00e9s) proh\u00edbe la discriminaci\u00f3n contra cualquiera que est\u00e9 comprando o alquilando una casa o asegurando financiamiento para cualquier vivienda. La ley proh\u00edbe la discriminaci\u00f3n basada en:

Raza
Color
Discapacidad
Estado familiar
Origen nacional
Religi\u00f3n
G\u00e9nero

Conozca sus derechos. Puede obtener m\u00e1s informaci\u00f3n visitando nuestra p\u00e1gina de Vivienda Justa (en ingl\u00e9s).

\n\n\n

\n\n \n

Hay docenas de incentivos cuando se trata de ser propietario de una vivienda, como deducciones de impuestos y cuentas de ahorro para compradores de vivienda por primera vez. Algunos estados ofrecen cuentas de ahorro con preferencia fiscal para que sea m\u00e1s asequible para los compradores de vivienda primerizos comprar su primera vivienda. Aseg\u00farese de consultar el Departamento de Vivienda y Desarrollo Urbano de su estado para programas e incentivos para compradores de vivienda por primera vez para obtener informaci\u00f3n espec\u00edfica y pol\u00edticas locales.

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With our informative and easy-to-use First-Time Homebuyer guide, you\u2019ll find resources, tips and answers to common questions to help you make the right choices when beginning the journey toward homeownership.

\n\n

EN ESPA\u00d1OL

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Buying your first home can be a scary proposition - especially in today's housing market where inventory is low, inflation is high, and prices of homes see to be growing by the day.

\n\n

Don't panic.
\n There are things you can do that will get you prepared to buy a home and also give you a leg up on the competition when it comes time to actually make that down payment.

\n\n\n

FIRST

Check your credit score. It's good to know where you are at right from the jump. That way, as you take the next steps, experts can tell you where you need to get to in order to qualify for the loans and mortgage you need to buy that first-home.
Talk to a mortgage broker or banker, even if you have been turned down in the past. They can tell you what you will qualify for now and what you will need to do to get the rest of the way.
Find out which programs you qualify in your state for help with mortgage rates, down payment assistance, and tax benefits. Every state has some programs in place, with some states trending toward allowing you to save money, tax-free, into a first-time homebuyers savings account, to come up with that down payment faster than ever before.

\n\n\n

Taking into account all of your finances, determine what you can actually afford to spend? Potential homeowners should consider the down payment, all of your monthly payments in a given year, property taxes, and general upkeep costs when deciding what you can afford.
Consult a local REALTOR\u00ae and work with them to find the home that is right for you. Not only can a REALTOR\u00ae help you find your home, but they can also help you to negotiate the best deal possible in a competitive housing market.
Did you look for a home a few months back and gave up because you were constantly outbid, or never even had a chance to put in a bid because the home sold so quickly? Now is the time to try again. Many potential home buyers have stopped looking out of similar frustration. Take advantage of that and ramp up your pursuit because there may be less competition now in your housing market.
Determine your best financing option - do you want a standard mortgage, or is it better to have federally-backed home loans? Combine that with your state's First-Time Homebuyer incentive programs while always keeping an eye out for comparative mortgage interest rates.

\n\t\n\n

THEN

Consider moving to a different part of town or a different town altogether. If this is doable, it could be beneficial because even though home prices are up, they aren't up everywhere, and you could find a steal waiting for you in a place you may have never thought to look originally.
Also, consider a home that needs work. Mortgages can include loans for remodeling that make a fixer-upper into a dream home in no time.
Be willing to compromise. Be clear ahead of time on what's on your wish list, but break the wish list down into must haves, would like to haves, and not necessaries. This will help you get your foot in the door faster.

\n\t\n

FINALLY

Make an offer - once you've found the right home, if you followed the steps above, you should be prepared to take the plunge.
Get a home inspection - It's a cost, but it's worth it. This will ensure that the home you are buying is safe and won't incur unexpected expenses in the future.
Once the inspection is complete and you've come to an agreement with the seller, you will then close on the deal and sign all of the necessary paperwork. It typically takes a couple of days for your loan to be funded, but once the check is delivered to the seller, there is only one more step\u2026
Move in and fall in love with your new home.

\n\n\n

\n \n \n

What type of home is best for you? Decide if you're looking for a house, a condo, or a non-traditional home.

\n\n

What features are you looking for in your home? Make sure to take into account everything you're looking for in a home, such as size, number of bathrooms, outdoor space, appliances, and the school district and neighborhood.

\n\n

How can you finance a home? Typically, homes are bought outright or financed over time with a mortgage.

\n\n

What can you actually afford to spend? Potential homeowners should consider your down payment, all of your monthly payments, property taxes, and general upkeep costs when deciding what they can afford.

\n\n

Who can help you with the home buying process? Consult your local REALTOR\u00ae and work with them to find the home that is right for you.

\n\n

\n \n \n

CHECK YOUR CREDIT

Your credit score plays a huge part in your ability to secure a mortgage. Check your credit with your credit card company, online, or with a major credit bureau such as Equifax or Experian.

\n\n

FIGURE OUT WHAT YOU CAN AFFORD

Crunch some numbers to decide how much you can afford to spend on a down payment, monthly payments, and expenses.

\n\n

CHOOSE A LENDER

Find the right lender for you and get pre-approved for a home loan.

\n\n

FIND A REALTOR\u00ae

Find an experienced REALTOR\u00ae to help you through this process. Not only can they help you to find dozens of homes in your budget that meet your requirements, but they can also help you to negotiate the best deal possible in a competitive housing market.

\n\n

FIND YOUR DREAM HOME

Work with your REALTOR\u00ae to find the perfect home within your budget.

\n\n

DETERMINE YOUR BEST FINANCING OPTION

Take your time to research all of your financing options such as standard mortgages, federally-backed home loans, your state's financial incentives and programs for First-Time Homebuyers. Also be sure to keep an eye out for comparative mortgage interest rates.

\n\n

MAKE AN OFFER

Once you've found the right home and financing option, it's time to take the plunge and make an offer to purchase your new home.

\n\n

OBTAIN HOME INSPECTION

To ensure that the home is safe and won't incur large unexpected expenses in the future, be sure to get a home inspection before closing on your new home.

\n\n

COORDINATE THE PAPERWORK AND CLOSE THE SALE

Once the inspection is complete and you've come to an agreement with the seller, you will then close on the deal and sign all of the necessary paperwork. It typically takes a couple of days for your loan to be funded, but once the check is delivered to the seller, there is only one more step\u2026

\n\n

MOVE IN!

\n\n

You did it! Now kick your feet up and enjoy your new home.

\n\n

\n\n \n

Of course, there are obstacles that may arise when buying a home, but no problem is insurmountable when given the right approach. Be sure to discuss these issues with your REALTOR\u00ae and/or loan officer if they are applicable to you. They will likely have insight into how others have addressed these obstacles.

\n\n

Student debt burden

Many Americans are paying off high student loan debt, which makes it much harder to afford a home.

\n\n

Declining single-family housing affordability

Single-family homes are rising in price, making them more difficult to afford for many families.

\n\n

Insufficient single-family housing supply

While single-family homes are becoming more expensive, they're also harder to find on the market in most states.

\n\n

\n\n \n

The Fair Housing Act (FHA) prohibits discrimination against anyone who is buying or renting a home or securing financing for any housing. It prohibits discrimination\nbased on:

Race
Color
Disability
Family status
National origin
Religion
Gender

Know your rights. You can learn more by visiting our Fair Housing page.

\n\n\n

\n\n \n

There are dozens of incentives when it comes to homeownership such as tax deductions and first-time home buyers savings accounts. Some states offer tax-preferred savings accounts to make it more affordable for first-time homebuyers to purchase their first home. Be sure to check your state's Department of Housing & Urban Development for First-Time Homebuyer Programs and Incentives for specifics and local policies.

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Looking for more information?

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Preparing for the Journey Ahead

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Saving for a down payment and improving your credit score will put you in a stronger position to navigate the market in 2025. Take a look at our our First-Time Homebuyer Guide to learn more.

", "title": "Tip: Get Financially Fit Now", "buttonUrl": "/FTHBGuideENG/", "mediaType": 1, "buttonText": "FIRST-TIME HOMEBUYER GUIDE", "hideCtaButton": false, "isLeftAligned": true, "backgroundColor": "#006bb7", "useBackgroundColor": true}, "widgetType": 23}, {"props": {"title": "For Current Homeowners:", "content": "

Staying Ahead of the Trends

"}, "widgetType": 4}, {"props": {"cards": {"0": {"title": "HOME VALUES: GROWTH BUT SLOWER", "description": "If you own a home, its value will likely continue to appreciate, but at a slower pace than in recent years. This gradual growth provides stability for those considering selling or leveraging their equity.", "cardLinkType": 1}, "1": {"title": "REFINANCING: A LIMITED WINDOW", "description": "If you haven\u2019t refinanced yet, opportunities may be scarce. Homeowners with rates below the current market average are less likely to refinance unless rates drop unexpectedly. While NAR anticipates mortgage rates easing, current homeowners with rates locked in below 5% may still find refinancing unattractive. Monitor rate trends for opportunities to refinance if your current rate exceeds market averages.", "cardLinkType": 1}, "2": {"title": "PROPERTY TAXES AND INSURANCE", "description": "As home values rise, property taxes and insurance premiums may follow suit. Be proactive by checking for homestead exemptions or shopping around for competitive insurance rates to manage costs.", "cardLinkType": 1}, "3": {"title": "MONITOR YOUR EQUITY", "description": "With home values steadying, now is a good time to assess your equity. It could be a helpful tool for future investments, paying off debts or funding a big purchase like a child\u2019s college education.", "cardLinkType": 1}}, "layout": 4, "useCardColor": false, "sameCardSizeWidth": false, "useBackgroundColor": false}, "widgetType": 21}, {"props": {"title": "Political and Legislative Impacts to Watch", "content": "

\ufeff1. Tax Policy Changes

\tAny changes to mortgage interest deductions or property tax caps could impact affordability. For homeowners, these \t\t\tpolicy shifts could affect your tax returns, while buyers might need to adjust their financial planning.

2.\tInterest Rate Policy

\tThe Federal Reserve\u2019s approach to managing inflation will play a key role in determining mortgage rates. Buyers and \t\t\thomeowners should monitor economic policy announcements that could shift borrowing costs.

3.\tAffordable Housing and Inventory Growth

\tEfforts to expand affordable housing stock may gain momentum in 2025. Federal and state programs could provide \t\t\tmore opportunities for first-time buyers through down payment assistance, tax credits or subsidized loans. Policymakers \t\tare considering initiatives to incentivize new construction, including tax incentives for builders and grants for affordable housing projects. Property Action will update you on legislation that could help make homeownership more accessible.

4.\tZoning Reform

\tStates and municipalities are increasingly revisiting zoning laws to encourage denser housing and mixed-use \t\t\t\tdevelopments. If successful, these changes could lead to an increase in affordable housing options, especially in urban \t\tareas.

5.\tClimate Legislation

\tIncreasing focus on energy efficiency and climate resilience could impact building codes and renovation costs. Tax \t\t\tcredits for sustainable upgrades might offset some of these expenses for both buyers and current homeowners.

6.\tRent Control and Tenant Protections

\tFor those considering investment properties, new rent control measures and tenant-friendly legislation in various cities \t\t\tmay influence where and how you invest.

"}, "widgetType": 4}, {"props": {"title": "Final Thoughts: Plan, Don\u2019t Despair", "content": "

By staying informed on market trends, financial shifts, and legislative changes, you\u2019ll be well-positioned to navigate the market confidently \u2014 no matter where you are in your homeownership journey.\ufeff

"}, "widgetType": 4}, {"props": {"id": 9982}, "widgetType": 9}], "requires_login": false, "widget_layout_type": 19, "custom_javascript": "", "custom_css": ".full-bleed-image {\nborder-bottom: 10px solid #004282;\nborder-top: 10px solid #004282;\n} \n\n.cards-section-background {\nborder-bottom: 10px solid #004282;\npadding: 0px 115px 50px 115px;\n} \n\n#main-content > div > div > div > div.widget-wrapper.widget-wrapper-3 > div > div.cards-section-background > div > div { border: 2px solid #006BB7; border-radius: 0;}\n\n\n#main-content > div > div > div > div.widget-wrapper.widget-wrapper-3 > div > div.cards-section-background > div > div > div > div > div:nth-child(1) {\n color: #CF1F28;\n font-size: 25px;\n font-weight: 900;\n text-align: center;\n line-height: Normal;\n}\n\n#main-content > div > div > div > div > div.widget-wrapper.widget-wrapper-3 > div > div.cards-section-background > div > div > div > div > div:nth-child(2) {\n color: #004282;\n font-size: 10px;\n}\n.widget-wrapper-4 {\n border-bottom: 10px solid #004282;\n display: flex;\n flex-direction: column;\n margin-bottom: 30px;\n border-radius: 0px;\n padding: 0px 85px -185px 85px;\n margin-left: -100px;\n margin-right: -100px;\n}\n\n.iawsov {\nmargin-bottom:0px;\n}\n\n#main-content > div > div > div > div.widget-wrapper.widget-wrapper-6 > div > div.cards-section-background > div > div { border: 2px solid #006BB7; border-radius: 0;}\n\n#main-content > div > div > div > div.widget-wrapper.widget-wrapper-6 > div > div.cards-section-background > div > div > div > div > div:nth-child(1) {\n color: #CF1F28;\n font-size: 25px;\n font-weight: 900;\n text-align: center;\n line-height: Normal;\n}\n\n#main-content > div > div > div > div > div.widget-wrapper.widget-wrapper-6 > div > div.cards-section-background > div > div > div > div > div:nth-child(2) {\n color: #004282;\n font-size: 10px;\n}\n\n.widget-wrapper-8 {\n display: flex;\n flex-direction: column;\n margin-bottom: 30px;\n border-radius: 0px;\n padding: 35px 90px 0px 90px;\n margin-left: -100px;\n margin-right: -100px;\n border-top: 10px solid #004282;\n}\n.sign-up-widget {\nbackground: #006BB7;\ncolor: white;\nborder-radius: 10px;\n}\n\n.form-label {\ncolor: white !important;\n}", "disclaimer_text": "", "use_page_region": false, "can_access": true, "cannot_access_message": null}, {"id": 9224, "archived": false, "name": "WHO WE ARE", "action_center": 4278, "path": "/about/", "title": "", "page_restriction_type": 1, "widgets": [{"props": {"text": "Empowering Homeownership, Protecting Property Rights", "imageUrl": "https://quorum-media.s3.amazonaws.com/media/uploaded_files/2024-12-17/1488ce779d40ffb925f15fed6ff3e303/GcDW2ZdIilinOslwSXTO_WhoWeAre_Image_FINAL.jpg", "includeText": true, "imageContain": true, "isLeftAligned": true}, "widgetType": 19}, {"props": {"title": "Welcome to Property Action", "content": "\n

Whether you're a current homeowner or taking your first steps toward owning a home, we are a resource and advocate that will support you through each phase of the homeownership journey.

\n We work closely with state and local REALTOR\u00ae associations to raise awareness about key real estate policies and to tackle pressing challenges like housing affordability, housing supply, rising taxes and other emerging barriers to homeownership.

"}, "widgetType": 4}, {"props": {"cards": {"0": {"title": "1.5 MILLION", "description": "The National Association of REALTORS\u00ae is America's largest trade association, representing 1.5 million members involved in all aspects of real estate.", "cardLinkType": 1}, "1": {"title": "18% OF GDP", "description": "In 2023, the housing market accounted for approximately 18% of the GDP , showcasing the critical role REALTORS\u00ae play in driving economic growth.", "cardLinkType": 1}, "2": {"title": "500 CAMPAIGNS", "description": "NAR actively engaged in over 500 state and local advocacy campaigns last year, influencing legislation on key issues like housing affordability, property rights, and tax policies.", "cardLinkType": 1}}, "layout": 3, "useCardColor": false, "backgroundColor": "#E9E9EB", "sameCardSizeWidth": false, "useBackgroundColor": true}, "widgetType": 21}, {"props": {"text": "\n

For those taking their first steps toward homeownership, Property Action is dedicated to breaking down the barriers that stand in the way of achieving your dreams. Whether you\u2019re saving for a down payment, navigating mortgage options, or learning about homebuying, we provide the tools and advocacy to make the process smoother.

Our efforts for future homeowners include:

Housing Affordability Advocacy: Working with policymakers to expand affordable housing options and develop solutions to reduce barriers to entry for first-time buyers.
Homebuyer Education: Providing resources, guides, and resources to empower future homeowners with knowledge about saving for a home, the buying process, and financing options.
Expanding Housing Supply: Advocating for zoning reforms, smart growth initiatives, and incentives that encourage new housing development at all income levels.
Down Payment Assistance Programs: Connecting aspiring homeowners with resources and programs that help make saving for a home more attainable.

\n\n

Together, these resources and initiatives help future homeowners realize their aspirations, ensuring more people can experience the benefits of homeownership.

\n\n

By working for both current and future homeowners, we help create a strong foundation for a thriving and equitable housing market.

\n", "title": "Advocating for Future Homeowners", "content": "

", "buttonUrl": "/FTHBGuideENG/", "mediaType": 1, "buttonText": "Check Out Our First Time Homebuyer Guide", "hideCtaButton": false, "isLeftAligned": true, "backgroundColor": "#006BB7", "useBackgroundColor": true}, "widgetType": 23}, {"props": {"text": "\n\n

As a current homeowner, your property is one of your most significant investments, and we\u2019re here to help you protect it. We provide resources and advocate for policies that ensure your home remains a stable asset. Our initiatives include:

\n\n

Advocacy Against Rising Property Taxes: Collaborating with state and local REALTOR\u00ae associations to address policy proposals that could unfairly burden homeowners.\n
Protecting Property Rights: Championing regulations that safeguard your ability to use and enjoy your home, while opposing measures that could limit your property rights.\n
Disaster Preparedness and Recovery Resources: Offering tools and guidance to help you secure your home before disasters strike and assist you in recovering quickly if they do.\n
Improving Neighborhoods: Supporting initiatives that enhance community infrastructure, safety, and access to quality schools and amenities.

\n\n

With these efforts, we ensure that your home remains a sound investment, a safe haven, and the cornerstone of your future by building generational wealth.

\n\n ", "title": "Supporting Current Homeowners", "content": "

", "buttonUrl": "/OwnerResources/", "mediaType": 1, "buttonText": "Check Out Our Current Homeowners Resources", "hideCtaButton": false, "isLeftAligned": true, "useBackgroundColor": false}, "widgetType": 23}], "requires_login": false, "widget_layout_type": 15, "custom_javascript": "", "custom_css": ".cards-section-background, .full-bleed-image {\nborder-bottom: 10px solid #004282;\nborder-top: 10px solid #004282;\n}\n\n#main-content > div > div > div > div.widget-wrapper.widget-wrapper-3 > div > div.cards-section-background > div > div { border: 2px solid #006BB7; border-radius: 0;}\n\n#main-content > div > div > div > div > div.widget-wrapper.widget-wrapper-4 > div > div.cards-section-background > div > div { border: 2px solid #006BB7; border-radius: 0;}\n\n.widget-wrapper-4 {\n border-bottom: 10px solid #004282;\n display: flex;\n flex-direction: column;\n margin-bottom: 30px;\n border-radius: 0px;\n margin-left: -95px;\n margin-right: -95px;\n}\n\n#main-content > div > div > div > div.widget-wrapper.widget-wrapper-3 > div > div.cards-section-background > div > div > div > div > div:nth-child(1) {\n color: #CF1F28;\n font-size: 45px;\n font-weight: 900;\n text-align: center;\n}\n\n#main-content > div > div > div > div > div.widget-wrapper.widget-wrapper-4 > div > div.cards-section-background > div > div > div > div > div:nth-child(2) {\n color: #004282;\n font-size: 10px;\n}\n\n\n.text-widget, [data-cy=title] {\ncolor: #004282;\n}\n\n#main-content > div > div > div > div.widget-wrapper.widget-wrapper-5 > div > div.call-to-action-background > div > div > div.call-to-action-title {\ncolor: #004282;\n}", "disclaimer_text": "", "use_page_region": false, "can_access": true, "cannot_access_message": null}, {"id": 9351, "archived": false, "name": "What\u2019s Next for Housing? A 2025 Guide for Buyers and Homeowners", "action_center": 4278, "path": "/2025GuideA/", "title": "", "page_restriction_type": 1, "widgets": [{"props": {"text": "A 2025 Guide for Buyers and Homeowners", "imageUrl": "https://quorum-media.s3.amazonaws.com/media/uploaded_files/2025-01-06/bd2b1e950e7cf1e790e12c2c7339f421/CJ8RnFxY1EdnOX9prXN1_2025Guide_HeaderImage.jpg", "includeText": true, "imageContain": true, "isLeftAligned": true}, "widgetType": 19}, {"props": {"title": "For Future Homebuyers: Preparing for the Journey Ahead", "content": "

Home\n Prices: A Moderate Increase
\n After a few years of soaring prices, 2025 should bring more stability.\n However, prices will likely still climb modestly in most regions. Future\n buyers should plan for increased costs but may also find less competition\n than in the frenzied markets of recent years.
Mortgage\n Rates: A Wild Card
\n Mortgage rates are predicted to hover around 6-7%. While not as low as the\n record-breaking rates of the early 2020s, these are still historically\n reasonable. NAR predicts a gradual decline in mortgage rates in 2025.\n Rates may stabilize or drop from the high levels seen in 2024, which is\n good news for buyers. Lower rates may improve affordability slightly, but\n tight inventory could maintain competition. Buyers should focus on\n securing pre-approval and locking in rates as soon as possible whenever\n favorable terms are available.
Inventory:\n Slowly Improving
\n One bright spot for buyers is that housing inventory is expected as new\n construction ramps up in the spring and current homeowners consider\n selling. The current inventory shortage, exacerbated by homeowners locked\n into low mortgage rates and hesitant to sell, has contributed to rising\n prices and fewer options. While finding the perfect home will still take\n time, there should be more options than in recent years.
Affordability\n Challenges
\n Affordability remains a big hurdle, especially in high-demand urban and\n suburban areas. To combat rising costs future buyers should consider\n expanding their search radius or exploring government programs designed to\n assist first-time buyers.
Tip:\n Get Financially Fit Now
\n Saving for a down payment and improving your credit score in 2024 will put\n you in a stronger position to navigate the market in 2025. See our First-Time Homebuyer Guide to learn more.

"}, "widgetType": 4}, {"props": {"title": "For Current Homeowners: Staying Ahead of the Trends", "content": "

Home Values: Growth but Slower
If you own a home, its value will likely continue to appreciate, but at a slower pace than in recent years. This gradual growth provides stability for those considering selling or leveraging their equity.
Refinancing: A Limited Window
If you haven\u2019t refinanced yet, opportunities may be scarce. Homeowners with rates below the current market average are less likely to refinance unless rates drop unexpectedly. While NAR anticipates mortgage rates easing, current homeowners with rates locked in below 5% may still find refinancing unattractive. Monitor rate trends for opportunities to refinance if your current rate exceeds market averages\u200b.
Property Taxes and Insurance
As home values rise, property taxes and insurance premiums may follow suit. Be proactive by checking for homestead exemptions or shopping around for competitive insurance rates to manage costs.
Monitor Your Equity
With home values steadying, now is a good time to assess your equity. It could be a helpful tool for future investments, paying off debts or funding a big purchase like a child\u2019s college education.

"}, "widgetType": 4}, {"props": {"title": "Political and Legislative Impacts to Watch", "content": "

Tax Policy Changes
Any changes to mortgage interest deductions or property tax caps could impact affordability. For homeowners, these policy shifts could affect your tax returns, while buyers might need to adjust their financial planning.
Interest Rate Policy
The Federal Reserve\u2019s approach to managing inflation will play a key role in determining mortgage rates. Buyers and homeowners should monitor economic policy announcements that could shift borrowing costs.
Affordable Housing and Inventory Growth
Efforts to expand affordable housing stock may gain momentum in 2025. Federal and state programs could provide more opportunities for first-time buyers through down payment assistance, tax credits or subsidized loans. Policymakers are considering initiatives to incentivize new construction, including tax incentives for builders and grants for affordable housing projects. Property Action will update you on legislation that could help make homeownership more accessible.
Zoning Reform
States and municipalities are increasingly revisiting zoning laws to encourage denser housing and mixed-use developments. If successful, these changes could lead to an increase in affordable housing options, especially in urban areas.
Climate Legislation
Increasing focus on energy efficiency and climate resilience could impact building codes and renovation costs. Tax credits for sustainable upgrades might offset some of these expenses for both buyers and current homeowners.
Rent Control and Tenant Protections
For those considering investment properties, new rent control measures and tenant-friendly legislation in various cities may influence where and how you invest.

Final Thoughts: Plan, Don\u2019t Despair

"}, "widgetType": 4}], "requires_login": false, "widget_layout_type": 9, "custom_javascript": "", "custom_css": "#main-content > div > div > div > div.widget-wrapper.widget-wrapper-3 > div > div.cards-section-background > div > div:nth-child(1) > div > div > button > a {display: none;}\n \n.full-bleed-image {\nborder-top: 10px solid #004282;\nborder-bottom: 10px solid #004282;\n", "disclaimer_text": "", "use_page_region": false, "can_access": true, "cannot_access_message": null}, {"id": 9343, "archived": false, "name": "IN YOUR STATE", "action_center": 4278, "path": "/GetLocal/", "title": "", "page_restriction_type": 1, "widgets": [{"props": {"text": "Homeownership Starts Here: Discover Key Resources for Your State", "imageUrl": "https://quorum-media.s3.amazonaws.com/media/uploaded_files/2024-12-20/3674d19febadbb93981efbaeddf9ed10/IEfomfcEejMCcupwWSoP_InYourState_Image2.0_FINAL.jpg", "buttonUrl": "/asstprograms/", "buttonText": "RESOURCES", "includeText": true, "imageContain": true, "includeButton": true, "isLeftAligned": true}, "widgetType": 19}, {"props": {"title": "Property Taxes in Your State", "content": "
\n \n \n \n \n \n \n \n \n\n\n\n\n \n \n

\n
Estimated Property Tax Rate: 1.0%; Median Taxes Paid: $5,821\" data-id=\"MA\" d=\"m 956.31178,153.05085 -0.29118,-0.19412 0,0.29119 0.29118,-0.0971 z m -2.91189,-2.6207 0.67944,-0.29119 0,-0.38825 -0.67944,0.67944 z m 12.03583,-7.57092 -0.0971,-1.35889 -0.19412,-0.7765 0.29119,2.13539 z m -42.41659,-9.9975 -0.67944,0.29119 -5.5326,1.65007 -1.94126,0.67944 -2.23245,0.67944 -0.7765,0.29119 0,0.29119 0.29118,5.04728 0.29119,4.65903 0.29119,4.27078 0.48532,0.29119 1.74714,-0.48532 7.86211,-2.32951 0.19412,0.48531 13.97709,-5.33847 0.0971,0.19413 1.26182,-0.48532 4.4649,-1.74713 4.27078,5.14434 0,0 0.58238,-0.48531 0.29119,-1.45595 -0.0971,2.32952 0,0 0.97063,0 0.29119,1.16475 0.87357,1.65008 0,0 4.56197,-5.5326 3.78546,1.26182 0.87357,-1.94126 6.21204,-3.30015 -2.62071,-5.14435 0.67945,3.30015 -3.20309,2.42658 -3.59133,0.29119 -7.18267,-7.66799 -3.20309,-4.85315 3.20309,-3.39721 -3.30015,-0.19413 -1.35888,-3.20308 -0.0971,-0.19413 -5.53259,6.01791 -12.22996,4.07666 -3.97959,1.26182 0,0 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Minnesota
Estimated Property Tax Rate: 1.0%; Median Taxes Paid: $3,321\" data-id=\"MN\" d=\"m 558.54712,73.847349 1.94126,6.891482 4.07665,24.848159 1.94126,9.90044 0.58238,8.73568 2.23246,5.24141 0.48531,4.4649 0.38825,1.45595 -0.0971,0.29119 -3.88252,6.40616 2.52364,4.27078 4.85315,34.16622 0.19413,4.4649 4.85315,-0.29119 19.12144,-1.06769 47.75505,-3.97959 4.7561,-0.48532 0,-0.48531 -1.35889,-7.47386 -5.92085,-3.00896 -4.65903,-4.85315 -7.37679,-4.46491 -2.32952,-0.19412 -3.59133,-2.71777 0.97063,-13.39471 -3.39721,-3.10602 1.16476,-5.43554 6.21204,-5.62966 -1.0677,-11.64757 2.23245,-2.52364 0,0 7.57093,-7.95918 8.63861,-11.065195 3.30015,-2.329514 5.82379,-2.814831 6.11497,-4.561967 -4.07665,0.776505 -2.42658,-1.844199 -9.31806,1.261821 -1.45594,-1.747136 -8.34743,3.397209 -6.69736,-2.814831 -1.84419,-2.232452 -5.33848,0.388253 -3.59133,-1.844199 1.16476,-1.358884 -4.56197,-1.455947 -4.07665,0 -6.50323,2.814831 -1.26182,-1.941263 -10.28869,-1.455947 -3.49427,-8.73568 -0.38826,-2.620705 -4.4649,-1.26182 0.38825,7.47386 -11.8417,0.873568 -14.65653,0.582379 -0.97063,0.09706 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Montana
Estimated Property Tax Rate: 0.7%; Median Taxes Paid: $2,658\" data-id=\"MT\" d=\"m 465.65771,72.973781 -32.12789,-2.135389 -23.39221,-2.232451 -23.29515,-2.717768 -14.46241,-1.941262 -23.10102,-3.591336 -11.55051,-1.941262 -25.81879,-4.950219 -2.71777,-0.582379 -4.17371,19.800877 1.8442,3.591335 1.45595,5.532598 -0.87357,0.776505 1.8442,5.047282 2.52364,2.135389 7.18267,12.035829 0.67944,2.03832 2.91189,-0.19412 -3.39721,15.91835 -1.35888,0.38825 -1.8442,5.33847 9.60925,0.67944 0.77651,4.46491 5.43553,13.29765 0.97063,0.7765 3.78546,7.76505 0.97063,-0.7765 8.05624,-0.0971 10.19163,1.0677 2.52364,-3.30015 3.00896,5.43553 0.58238,0.29119 0.0971,-0.58237 1.35888,-9.51219 33.19559,4.07665 26.49823,2.52364 13.97709,1.16476 24.94522,1.45595 1.26182,0.0971 0.29119,0 0.0971,-1.35888 0.29119,-6.69736 0.38825,-8.83274 0.0971,-2.23246 0.19413,-3.88252 1.55301,-30.47782 1.26182,-23.683401 0.0971,-3.882525 -1.8442,-0.09706 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n North Dakota
Estimated Property Tax Rate: 1.0%; Median Taxes Paid: $2,455\" data-id=\"ND\" d=\"m 556.50879,73.847349 -29.31306,0.582379 -20.48032,-0.09706 -17.56842,-0.388253 -20.57738,-0.776505 -1.0677,-0.09706 -0.0971,3.882525 -1.26182,23.683405 -1.55301,30.47782 -0.19413,3.88252 3.78546,0.19413 42.80484,1.16476 39.50469,-0.29119 16.40367,-0.48532 3.30014,-0.19412 -0.38825,-1.45595 -0.48531,-4.4649 -2.23246,-5.24141 -0.58238,-8.73568 -1.94126,-9.90044 -4.07665,-24.848163 -1.94126,-6.891482 -2.03833,0 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Hawaii
Estimated Property Tax Rate: 0.3%; Median Taxes Paid: $2,283\" data-id=\"HI\" d=\"m 416.34965,514.99923 -3.00896,-2.23245 -2.6207,0.67944 0.58238,5.43553 -3.59134,4.46491 3.10602,7.08561 0.87357,7.27973 3.59133,2.32951 2.23246,-3.59133 3.97958,-2.91189 4.85316,-1.26183 5.33847,-4.56196 -5.24141,-4.46491 -0.0971,-2.71776 -9.9975,-5.5326 z m -17.66549,-7.86211 -1.45595,-1.26182 -1.35888,1.8442 2.81483,-0.58238 z m -7.27973,-4.17372 0.38825,-3.59133 -1.8442,-0.29119 1.45595,3.88252 z m 6.11497,-5.92085 -1.65007,0.77651 1.16476,3.6884 2.52364,0.19412 0.7765,3.20308 2.71777,1.16476 6.01791,-2.81483 -5.62966,-4.65903 -5.92085,-1.55301 z m -12.42408,-3.97959 -0.87356,2.62071 4.17371,-0.0971 3.88252,0.97063 -2.03832,-3.20309 -5.14435,-0.29119 z m -12.22995,-7.66798 -2.23245,-2.13539 -4.27078,3.30015 2.71777,5.04728 1.94126,-2.03833 5.5326,1.16476 -0.48532,-2.32952 -3.20308,-3.00895 z m -43.48428,-4.27078 0.58238,-1.35888 1.65007,-0.87357 -2.23245,2.23245 z m 15.43304,-8.83274 -6.79442,2.52364 -0.67944,1.8442 2.71777,1.94126 3.78546,0.97063 2.71776,-5.33847 -1.74713,-1.94126 z m -47.07561,-17.85962 0,-0.0971 -0.19413,0 0.19413,0.0971 z m -51.44346,-12.71527 0,0.19413 0.0971,0 -0.0971,-0.19413 z m -26.98355,-4.4649 0.0971,0.0971 0,0 -0.0971,-0.0971 z m -1.06769,-1.94126 0,0 0,0 0,0 z m -0.87357,-0.97063 -0.19412,0 0,0.0971 0.19412,-0.0971 z m 0.67944,0 -0.0971,0 0.0971,0 0,0 z m -0.0971,-0.0971 0,0 0,0.0971 0,-0.0971 z m -30.47782,-25.04228 -0.0971,-0.29119 0,0.0971 0.0971,0.19413 z m -66.48824,-21.25682 -0.29119,0.29118 0.19413,0.0971 0.0971,-0.38825 z m -70.370758,-49.01688 0,0 0,0 0,0 z m 2.426578,0.0971 -0.09706,0 0,0 0.09706,0 z m -0.485316,-0.0971 0,0 0,0 0,0 z m -41.445952,-18.1508 0.291189,-0.0971 0,-0.19412 -0.291189,0.29119 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Idaho
Estimated Property Tax Rate: 0.5%; Median Taxes Paid: $2,101\" data-id=\"ID\" d=\"m 309.0949,52.881715 -8.63862,-1.747136 -2.81483,-0.679442 -1.26182,-0.291189 -11.25932,50.666952 0.48532,4.17371 -0.38826,4.36784 0.19413,0.97063 0,0.0971 0.0971,1.84419 3.30015,3.59134 -4.75609,11.93876 -10.09457,13.20059 -0.29119,2.42658 2.62071,6.21204 -9.221,38.24287 -0.38825,2.03832 2.71776,0.58238 27.46887,5.43553 10.96813,2.03833 2.81483,0.48532 2.71777,0.48531 13.97709,2.23245 25.04228,3.78546 2.81483,0.38826 0.38825,-3.20309 0.87357,-6.3091 3.30015,-25.23641 1.74714,-12.52114 0.38825,-3.20309 -0.58238,-0.29119 -3.00896,-5.43553 -2.52364,3.30015 -10.19163,-1.0677 -8.05624,0.0971 -0.97063,0.7765 -3.78546,-7.76505 -0.97063,-0.7765 -5.43553,-13.29765 -0.77651,-4.46491 -9.60925,-0.67944 1.8442,-5.33847 1.35888,-0.38825 3.39721,-15.91835 -2.91189,0.19412 -0.67944,-2.03832 -7.18267,-12.035829 -2.52364,-2.135389 -1.8442,-5.047282 0.87357,-0.776505 -1.45595,-5.532598 -1.8442,-3.591335 4.17371,-19.800877 -0.0971,0 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Washington
Estimated Property Tax Rate: 0.8%; Median Taxes Paid: $4,478\" data-id=\"WA\" d=\"m 192.13384,77.050432 0.0971,-1.650073 -0.19412,0.09706 0.0971,1.55301 z m 20.67445,-8.832744 0.58237,-0.970631 -0.67944,-0.09706 0.0971,1.067694 z m -1.8442,-1.747136 0.58237,-1.941262 -0.58237,-0.194127 0,2.135389 z m 7.0856,-2.814831 -0.0971,-1.941262 -1.65007,2.523641 1.74713,-0.582379 z m 0.19413,-4.076651 0.29119,-1.941262 -0.19413,-0.485316 -0.0971,2.426578 z m 0.29119,-9.512185 -0.0971,-1.067695 -0.38826,-0.09706 0.48532,1.164758 z m 3.10602,-6.406166 -0.87357,-0.09706 -1.74713,2.717767 2.6207,-2.620704 z m -2.42658,-2.620705 0.48532,-0.388252 0.0971,-0.291189 -0.58238,0.679441 z m -0.48531,0.29119 -0.29119,-1.941263 -0.87357,1.650073 1.16476,0.29119 z m -0.48532,-2.717768 -0.87357,-0.388252 0.67944,0.970631 0.19413,-0.582379 z m 2.91189,1.650074 0,-1.261821 -0.29119,0.485316 0.29119,0.776505 z m 0.87357,-1.261821 -0.38825,-0.291189 -0.0971,0 0.48531,0.291189 z m -5.5326,-2.135389 -0.48531,-0.388252 -0.19413,-0.09706 0.67944,0.485315 z m 3.59134,-0.388252 -2.6207,0.679442 0.67944,0.194126 1.94126,-0.873568 z m -2.13539,-0.194126 -0.48531,-0.582379 -0.0971,0.09706 0.58238,0.485316 z m 2.03833,-1.164758 -0.38826,0 0.48532,0.194126 -0.0971,-0.194126 z m -19.02438,49.793381 3.49428,3.785461 -0.58238,7.279734 0.67944,1.8442 5.24141,2.81483 14.75359,1.35888 0.58238,1.74714 6.98855,0.0971 6.60029,0.87357 10.774,-1.16476 5.33848,0.87357 1.45594,-0.67944 27.27474,6.21204 1.8442,0.38825 -0.19413,-0.97063 0.38826,-4.36784 -0.48532,-4.17371 11.25932,-50.666952 -1.55301,-0.29119 -22.71277,-5.338471 -19.80087,-5.047282 -22.42159,-6.21204 -6.69735,-1.650073 1.55301,8.444491 -1.45595,2.717768 -2.6207,-1.358884 2.52364,11.744637 -2.71777,3.882525 -1.26182,3.591336 0,3.688398 -5.72672,3.979588 -2.42658,-1.55301 -2.32952,1.164758 4.27078,-5.532598 -1.06769,3.785462 2.42658,-2.620705 1.94126,0.388253 -0.58238,-4.853156 1.26182,0.194126 2.6207,-5.823787 -0.87356,-0.873568 -3.39721,4.36784 -2.23246,0.09706 2.42658,-2.717767 2.71777,-0.679442 -0.97063,-4.950219 -2.71777,-0.679442 -1.35888,-2.329515 -1.65008,0.873568 -8.9298,-3.882524 -7.86211,-6.114977 -2.13539,5.92085 -0.19413,2.523641 1.65007,4.464904 -1.06769,14.462405 -0.77651,2.232452 4.36784,0.388252 -4.36784,3.10602 2.32952,1.164757 -1.8442,6.21204 -0.87357,-4.853156 -1.65007,5.629661 2.23245,2.717767 2.42658,-0.194126 2.91189,1.747136 1.45595,2.814831 1.74713,0 0,0 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Arizona
Estimated Property Tax Rate: 0.4%; Median Taxes Paid: $1,811\" data-id=\"AZ\" d=\"m 372.18593,309.90486 -32.71027,-4.07665 -17.56843,-2.52365 -25.04228,-3.97958 -2.52364,-0.38826 0,0.19413 -4.27078,18.83025 -2.23245,-0.0971 -3.39721,-3.00895 -4.27078,3.59133 -0.0971,15.43304 -1.55301,3.30014 0,0.29119 0,0.0971 -0.19413,2.42657 3.39721,9.12394 3.00896,4.07665 -5.43554,3.20308 -2.13539,3.97959 -3.49427,8.54155 -1.74713,0.38826 -0.0971,7.0856 3.00896,2.23246 -1.55301,4.27077 -3.49427,0.19413 0,0 -2.03833,3.78546 6.98855,4.36784 13.20058,7.3768 40.76651,21.64507 34.55447,4.27078 0.38825,0 2.71777,-28.63362 0.67944,-7.08561 7.27974,-75.12685 0.38825,-3.49427 -2.52364,-0.29119 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n California
Estimated Property Tax Rate: 0.7%; Median Taxes Paid: $5,114\" data-id=\"CA\" d=\"m 206.01387,363.77489 0.38825,2.13539 0,0.38825 -0.38825,-2.52364 z m -14.26828,-8.34743 0.67944,1.45595 0.38825,-0.0971 -1.06769,-1.35888 z m 16.98604,-0.29119 0.29119,2.52364 1.74714,1.26182 -2.03833,-3.78546 z m -11.74463,-13.78296 -1.0677,-0.29119 0.87357,0.38825 0.19413,-0.0971 z m -10.77401,-2.9119 -2.6207,1.55301 0.67944,0.67945 1.94126,-2.23246 z m -5.04728,-1.8442 -0.19413,0.77651 0.87357,0.19413 -0.67944,-0.97064 z m 8.54155,1.94127 4.27078,2.42658 0.77651,-0.67945 -5.04729,-1.74713 z m -33.09852,-85.51261 -0.0971,0.0971 0.0971,-0.0971 0,0 z m 10.38575,0.48531 -0.0971,-0.29119 0,0.38826 0.0971,-0.0971 z m 56.00542,-73.6709 -3.78546,-0.97064 -41.54301,-11.45344 -15.43304,-4.65903 0,0.38825 -0.87357,9.60925 -4.07665,11.35638 -6.79442,8.44449 -0.19412,4.27078 3.30014,5.92085 1.65008,7.76505 -2.32952,6.3091 0.38825,6.30911 -1.16475,2.6207 3.97958,8.63862 2.52364,3.30015 -0.19412,9.41512 6.01791,5.72672 3.49427,-5.82378 3.78547,3.00895 1.45594,-1.35888 -5.24141,0.97063 -0.0971,4.95022 1.0677,6.21204 -2.9119,-2.81483 -1.65007,-3.78546 -0.48532,5.2414 1.35889,10.38576 5.43553,6.69735 -3.59133,4.65903 0.58237,5.92085 3.88253,6.01792 6.79442,18.63612 2.13539,1.16475 -0.67945,12.9094 1.0677,1.55301 14.55947,5.24141 4.4649,4.75609 1.55301,3.10602 4.27078,2.42658 4.65903,0.87357 1.94126,5.33847 3.88252,1.8442 5.82379,6.89148 5.43554,9.02687 -0.38826,8.34743 3.00896,3.97958 39.69882,3.88253 0,0 3.49427,-0.19413 1.55301,-4.27077 -3.00896,-2.23246 0.0971,-7.0856 1.74713,-0.38826 3.49427,-8.54155 2.13539,-3.97959 5.43554,-3.20308 -3.00896,-4.07665 -3.39721,-9.12394 0.19413,-2.42657 0,-0.0971 -2.52364,-3.39721 -7.76505,-10.38575 -15.04479,-21.15976 -20.96563,-30.08957 -11.8417,-16.40366 -11.45345,-16.50074 13.20058,-56.00542 0.87357,-3.68839 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Connecticut
Estimated Property Tax Rate: 1.7%; Median Taxes Paid: $6,388\" data-id=\"CO\" d=\"m 489.6323,255.54951 0.38826,-19.02437 -4.65903,-0.19413 -23.6834,-0.87357 -2.32952,-0.0971 -1.94126,-0.0971 -28.82775,-1.8442 -19.2185,-1.55301 -23.97459,-2.32952 -2.32951,-0.29119 -0.29119,2.52365 -5.24141,50.56988 -1.8442,17.66549 -0.7765,7.66799 -0.19413,2.52364 3.00896,0.29119 48.91981,4.27077 21.54801,1.35889 21.45095,0.97063 3.10602,0.0971 1.94126,0.0971 4.07665,0.0971 1.94127,0.0971 6.11497,0.19413 1.55301,0 0,-1.94127 1.0677,-51.34639 0.0971,-5.72672 0,-1.8442 0.0971,-1.26182 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Nevada
Estimated Property Tax Rate: 0.5%; Median Taxes Paid: $2,037\" data-id=\"NV\" d=\"m 294.82662,295.8307 10.09457,-62.79983 5.14434,-31.44846 0.58238,-3.10601 -2.81483,-0.48532 -10.96813,-2.03833 -27.46887,-5.43553 -2.71776,-0.58238 -2.71777,-0.58238 -13.6859,-3.00895 -24.55697,-5.82379 -2.71777,-0.67944 -0.87357,3.68839 -13.20058,56.00542 11.45345,16.50074 11.8417,16.40366 20.96563,30.08957 15.04479,21.15976 7.76505,10.38575 2.52364,3.39721 0,-0.29119 1.55301,-3.30014 0.0971,-15.43304 4.27078,-3.59133 3.39721,3.00895 2.23245,0.0971 4.27078,-18.83025 0,-0.19413 0.48531,-3.10602 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n New Mexico
Estimated Property Tax Rate: 0.7%; Median Taxes Paid: $1,709\" data-id=\"NM\" d=\"m 472.45213,324.75551 0.0971,-2.52364 0.0971,-2.52364 0.0971,-2.52364 -3.10602,-0.0971 -21.45095,-0.97063 -21.54801,-1.35889 -48.91981,-4.27077 -3.00896,-0.29119 -0.38825,3.49427 -7.27974,75.12685 -0.67944,7.08561 -2.71777,28.63362 0.38826,0.0971 13.39471,1.26183 1.26182,-6.79442 2.42658,-1.94127 27.17767,2.42658 0.19413,0 -2.42658,-4.75609 12.32701,0.87357 30.76901,1.74713 19.2185,0.87357 3.30015,-91.0452 0.67944,0.0971 0.0971,-2.62071 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Oregon
Estimated Property Tax Rate: 0.8%; Median Taxes Paid: $3,750\" data-id=\"OR\" d=\"m 162.2384,162.75717 15.43304,4.65903 41.54301,11.45344 3.78546,0.97064 2.71777,0.67944 24.55697,5.82379 13.6859,3.00895 2.71777,0.58238 0.38825,-2.03832 9.221,-38.24287 -2.62071,-6.21204 0.29119,-2.42658 10.09457,-13.20059 4.75609,-11.93876 -3.30015,-3.59134 -0.0971,-1.84419 0,-0.0971 -1.8442,-0.38825 -27.27474,-6.21204 -1.45594,0.67944 -5.33848,-0.87357 -10.774,1.16476 -6.60029,-0.87357 -6.98855,-0.0971 -0.58238,-1.74714 -14.75359,-1.35888 -5.24141,-2.81483 -0.67944,-1.8442 0.58238,-7.279734 -3.49428,-3.785461 -0.29118,0.09706 -0.67945,0.485315 -4.85315,-2.523641 -2.9119,0.873568 -1.94126,-0.970631 -2.03832,8.347429 -1.35889,2.329514 -6.01791,14.656531 -1.74714,8.05624 -1.06769,0.0971 -5.62966,13.39471 -3.78546,5.72672 -1.35889,0.97063 -3.49427,6.79442 -0.67944,7.18267 -2.13539,6.40617 1.26182,5.82378 0,0.0971 z m 35.5251,-79.688825 -0.29119,-0.873568 -0.0971,0.679442 0.38825,0.194126 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Utah
Estimated Property Tax Rate: 0.5%; Median Taxes Paid: $2,585\" data-id=\"UT\" d=\"m 352.38505,204.97962 -25.04228,-3.78546 -13.97709,-2.23245 -2.71777,-0.48531 -0.58238,3.10601 -5.14434,31.44846 -10.09457,62.79983 -0.48531,3.10602 2.52364,0.38826 25.04228,3.97958 17.56843,2.52365 32.71027,4.07665 2.52364,0.29119 0.19413,-2.52364 0.7765,-7.66799 1.8442,-17.66549 5.24141,-50.56988 0.29119,-2.52365 -1.94126,-0.19412 -24.7511,-3.00896 -3.78546,-0.48531 2.42658,-18.92731 0.19412,-1.26182 -2.81483,-0.38826 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Wyoming
Estimated Property Tax Rate: 0.6%; Median Taxes Paid: $1,793\" data-id=\"WY\" d=\"m 461.38694,192.16729 0.7765,-15.14184 0.97063,-20.38326 0.0971,-2.52364 -1.26182,-0.0971 -24.94522,-1.45595 -13.97709,-1.16476 -26.49823,-2.52364 -33.19559,-4.07665 -1.35888,9.51219 -0.0971,0.58237 -0.38825,3.20309 -1.74714,12.52114 -3.30015,25.23641 -0.87357,6.3091 -0.38825,3.20309 -0.19412,1.26182 -2.42658,18.92731 3.78546,0.48531 24.7511,3.00896 1.94126,0.19412 2.32951,0.29119 23.97459,2.32952 19.2185,1.55301 28.82775,1.8442 1.94126,0.0971 0.0971,-2.52364 0.48532,-10.19163 0.87357,-17.76255 0.38825,-7.57092 0.0971,-2.52364 0.0971,-2.62071 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Arkansas
Estimated Property Tax Rate: 0.5%; Median Taxes Paid: $1,038\" data-id=\"AR\" d=\"m 690.4559,328.05566 -10.48282,1.55301 4.27078,-6.79442 -1.8442,-3.78546 -36.98105,3.59134 -31.25432,2.52364 -4.56197,0.29119 0.58238,2.71776 3.78546,19.60675 0.0971,4.36784 1.0677,26.40117 0.0971,4.36784 0.29119,0.0971 1.45595,1.55301 5.82378,-0.19413 0.58238,8.54155 0.19413,2.42658 3.00896,-0.29119 9.22099,-0.67944 36.5928,-3.39721 0.19412,0 -0.0971,-2.13539 0.97063,-0.67944 -1.74713,-3.30014 3.6884,-15.5301 -1.45595,-1.74714 5.5326,-6.11498 -0.38826,-5.2414 4.07665,-6.79442 0,-0.0971 -0.19412,-0.19412 3.49427,-3.20309 -0.97063,-3.88252 2.71777,-4.27078 -0.58238,-3.97959 2.91189,-5.62966 0,-0.0971 -0.0971,0 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Iowa
Estimated Property Tax Rate: 1.3%; Median Taxes Paid: $2,827\" data-id=\"IA\" d=\"m 661.53109,197.69989 -5.33847,-2.81483 -2.9119,-3.97959 -0.97063,-5.72672 0.77651,-2.62071 -2.81483,-3.39721 0,0 -4.7561,0.48532 -47.75505,3.97959 -19.12144,1.06769 -4.85315,0.29119 -2.03833,0.0971 1.65008,10.77401 -1.35889,5.14435 2.13539,3.20308 0,0.67944 0.67944,0.0971 3.10602,9.12394 3.00896,4.75609 0.19413,5.43554 3.30014,4.56196 -0.58238,1.94126 3.00896,12.22996 0,0.29119 0,0 19.89794,-0.58238 21.25682,-1.8442 20.86857,-2.62071 4.7561,4.17372 0.19412,0.19412 0.87357,-0.38825 -0.67944,-3.78546 3.59133,-2.23245 1.45595,-9.90044 -1.45595,-0.67944 0.87357,-5.04728 4.36784,-0.87357 4.85316,-3.49427 2.13539,-6.11498 0.0971,-3.10602 -3.88252,-3.6884 -1.16476,-2.32951 -3.6884,-2.32952 0.19413,-0.48531 0.0971,-0.48532 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Kansas
Estimated Property Tax Rate: 1.3%; Median Taxes Paid: $2,746\" data-id=\"KS\" d=\"m 608.92288,312.71969 -2.42658,-41.0577 -4.36784,-2.52364 -0.38825,-1.94127 -3.49428,-3.10602 3.39721,-4.17371 -1.35888,-2.42658 -2.52364,0.0971 -2.32952,-1.65008 -0.97063,-0.7765 -3.30014,0.19412 -35.81629,1.35889 -16.40367,0.38825 -32.61321,0 -13.10352,-0.19413 -3.6884,-0.0971 0,1.8442 -0.0971,5.72672 -1.0677,51.34639 0,1.94127 4.17372,0.0971 22.51864,0.29119 52.70528,-0.77651 37.56342,-1.74713 3.6884,-0.29119 -0.0971,-2.52364 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Montana
Estimated Property Tax Rate: 0.7%; Median Taxes Paid: $2,658\" data-id=\"MO\" d=\"m 653.66898,242.44599 -4.7561,-4.17372 -20.86857,2.62071 -21.25682,1.8442 -19.89794,0.58238 0,0 -0.0971,0.58238 2.42657,4.65903 2.23246,1.553 2.6207,4.65903 0.38825,0.38826 0.97063,0.7765 2.32952,1.65008 2.52364,-0.0971 1.35888,2.42658 -3.39721,4.17371 3.49428,3.10602 0.38825,1.94127 4.36784,2.52364 2.42658,41.0577 0.0971,2.52364 0.19413,2.52364 0.0971,2.52364 0.19413,2.6207 0.0971,2.52365 4.56197,-0.29119 31.25432,-2.52364 36.98105,-3.59134 1.8442,3.78546 -4.27078,6.79442 10.48282,-1.55301 0.0971,0 0,-0.7765 0.19413,-4.46491 1.94126,-2.42658 -0.58238,-2.71776 -0.0971,-0.0971 -0.0971,-0.0971 0.38825,-1.26182 0.58238,0.19413 0.29119,0.7765 -0.0971,0.29119 0,0.0971 0,0.77651 0.38826,0.0971 0.7765,-0.97063 0,-0.0971 0.0971,-0.29119 2.52364,-1.55301 0.38826,-0.19413 0.87357,-7.95917 -0.19413,-0.38826 -0.29119,-0.0971 -6.89148,-5.62966 1.06769,-2.03833 -1.94126,-5.53259 -3.49427,-2.71777 -6.60029,-2.9119 -4.17372,-3.3972 0.48532,-6.98855 1.26182,-6.50323 -6.98855,0.38825 -2.13539,-2.23245 -0.97063,-4.4649 -11.06519,-9.31806 -3.10602,-8.63862 0.7765,-4.27078 0,0 -0.19412,-0.19412 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n New York
Estimated Property Tax Rate: 1.5%; Median Taxes Paid: $6,325\" data-id=\"NE\" d=\"m 572.33008,204.68843 -3.00895,-3.00895 -10.57988,-3.10602 -3.39721,-0.0971 -5.14435,1.45594 -6.11498,-3.88252 -19.12143,0.19412 -27.85712,-0.29119 -32.90439,-1.06769 -2.9119,-0.0971 -0.0971,2.52364 -0.38825,7.57092 -0.87357,17.76255 -0.48532,10.19163 -0.0971,2.52364 2.32952,0.0971 23.6834,0.87357 4.65903,0.19413 -0.38826,19.02437 -0.0971,1.26182 3.6884,0.0971 13.10352,0.19413 32.61321,0 16.40367,-0.38825 35.81629,-1.35889 3.30014,-0.19412 -0.38825,-0.38826 -2.6207,-4.65903 -2.23246,-1.553 -2.42657,-4.65903 0.0971,-0.58238 0,-0.29119 -3.00896,-12.22996 0.58238,-1.94126 -3.30014,-4.56196 -0.19413,-5.43554 -3.00896,-4.75609 -3.10602,-9.12394 -0.67944,-0.0971 -1.8442,-0.19413 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Oklahoma
Estimated Property Tax Rate: 0.8%; Median Taxes Paid: $1,593\" data-id=\"OK\" d=\"m 609.50526,322.91131 -0.19413,-2.6207 -0.0971,-2.52364 -0.19413,-2.52364 -3.6884,0.29119 -37.56342,1.74713 -52.70528,0.77651 -22.51864,-0.29119 -4.17372,-0.0971 -1.55301,0 -6.11497,-0.19413 -1.94127,-0.0971 -4.07665,-0.0971 -1.94126,-0.0971 -0.0971,2.52364 -0.0971,2.52364 -0.0971,2.52364 -0.0971,2.62071 0.58238,0 23.48927,0.58238 24.84816,0.29119 0.29119,33.19558 1.74714,5.82379 3.88252,3.6884 4.17372,0.19413 0.87356,-1.74714 5.72673,5.24141 7.47386,0.7765 1.35888,1.55301 2.71777,-1.26182 6.79442,3.20309 0,1.84419 2.52364,-0.0971 2.6207,-2.23245 4.85316,3.10602 4.56197,1.65007 3.10601,-4.27077 9.90044,4.65902 3.6884,-3.00895 3.00896,-1.16476 2.42658,0.58238 9.12393,-2.6207 4.85316,2.03832 4.36784,2.81483 3.78546,0.67944 0.0971,0 -0.0971,-4.36784 -1.0677,-26.40117 -0.0971,-4.36784 -3.78546,-19.60675 -0.58238,-2.71776 -0.0971,-2.52365 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n South Dakota
Estimated Property Tax Rate: 1.0%; Median Taxes Paid: $2,712\" data-id=\"SD\" d=\"m 566.89455,135.57949 -16.40367,0.48532 -39.50469,0.29119 -42.80484,-1.16476 -3.78546,-0.19413 -0.0971,2.23246 -0.38825,8.83274 -0.29119,6.69736 -0.0971,1.35888 -0.29119,0 -0.0971,2.52364 -0.97063,20.38326 -0.7765,15.14184 -0.0971,2.62071 2.9119,0.0971 32.90439,1.06769 27.85712,0.29119 19.12143,-0.19412 6.11498,3.88252 5.14435,-1.45594 3.39721,0.0971 10.57988,3.10602 3.00895,3.00895 1.8442,0.19413 0,-0.67944 -2.13539,-3.20308 1.35889,-5.14435 -1.65008,-10.77401 2.03833,-0.0971 -0.19413,-4.4649 -4.85315,-34.16622 -2.52364,-4.27078 3.88252,-6.40616 0.0971,-0.29119 -3.30014,0.19412 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Louisiana
Estimated Property Tax Rate: 0.5%; Median Taxes Paid: $1,168\" data-id=\"LA\" d=\"m 688.99995,469.2825 -1.26182,0.29119 -0.58238,0.58238 1.8442,-0.87357 z m 4.07665,0 -0.67944,-0.29119 -0.19412,0.29119 0.87356,0 z m 2.32952,-0.77651 -0.67944,0 -0.38826,0.48532 1.0677,-0.48532 z m -1.16476,-0.67944 -0.19413,-0.29119 -0.0971,0.29119 0.29119,0 z m 7.76505,-5.14434 -0.29119,0.19412 0.48532,0 -0.19413,-0.19412 z m 13.58884,-5.72673 0.58238,-0.7765 -0.67945,0.87357 0.0971,-0.0971 z m 1.94126,-2.52364 -0.19413,0.0971 0,0.0971 0.19413,-0.19413 z m -49.89044,8.54156 1.45594,-1.8442 -3.97959,-1.0677 -1.74713,1.45595 4.27078,1.45595 z m 40.28119,-8.44449 -0.38825,-0.38826 -0.0971,0.19413 0.48532,0.19413 z m 1.06769,-1.74714 -0.97063,-0.29119 0.29119,0.97063 0.67944,-0.67944 z m 7.95918,-1.65007 0,-0.29119 0,0.0971 0,0.19413 z m 1.94126,-1.26182 -0.0971,-0.0971 0.0971,0.19413 0,-0.0971 z m -0.7765,-0.19413 -0.19413,-0.0971 -0.0971,0.29119 0.29119,-0.19413 z m -6.79442,-0.29119 0.87357,-0.29119 0,-0.29119 -0.87357,0.58238 z m 0.48532,-0.48532 0.48531,-0.48531 -0.0971,-0.0971 -0.38825,0.58237 z m -3.39721,-3.59133 -0.19413,0.19413 0.0971,0 0.0971,-0.19413 z m -35.8163,-54.35535 -0.19412,0 -36.5928,3.39721 -9.22099,0.67944 -3.00896,0.29119 0.0971,2.32952 1.94126,18.73318 3.20309,4.4649 0.0971,2.62071 3.10602,5.43553 2.52364,7.95918 -0.87357,4.4649 -0.67944,11.0652 -1.45594,3.59133 0.19412,0 0.29119,2.52364 -1.65007,2.32952 12.03582,-1.35889 9.41513,2.62071 6.69735,0.87357 3.39721,-2.42658 -1.8442,-2.42658 6.21204,-1.94126 -0.19412,2.13539 3.20308,-0.77651 2.6207,4.07665 2.23245,-0.7765 5.82379,3.97959 -3.59133,1.26182 8.25036,2.42657 3.10602,0 1.8442,-2.23245 3.97959,-2.13539 2.81483,4.07666 1.94126,-3.6884 -0.58238,-5.82379 5.24141,2.03833 0.58238,1.74713 6.21204,0.77651 3.10602,2.52364 -0.38825,2.03832 4.36784,-4.07665 -1.65008,-2.13539 -7.27973,-1.8442 -2.71777,-1.55301 -0.0971,-2.91189 3.00896,0.38825 2.32951,-4.75609 -3.00896,-4.17371 -1.65007,3.97958 -3.78546,-0.67944 2.6207,-4.27078 -1.74713,-0.48531 -4.27078,3.00896 -6.11498,0.38825 -1.74713,-1.35889 2.81483,-4.95021 3.30014,-0.0971 5.62967,1.8442 4.07665,0.38825 0,0 -2.23245,-2.81483 -4.27078,-8.34742 1.16476,-4.65903 -33.48678,3.68839 1.26182,-1.26182 -1.35888,-3.49427 2.03832,-3.00896 1.16476,-7.57092 7.3768,-12.6182 -3.59134,-4.36784 0.19413,-3.20309 -2.23246,-5.24141 0,-0.67944 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Texas
Estimated Property Tax Rate: 1.4%; Median Taxes Paid: $4,274\" data-id=\"TX\" d=\"m 573.98015,536.93549 -4.65902,-17.56842 0,3.30015 4.65902,14.26827 z m -1.06769,-30.86607 -3.30015,6.21204 -0.38825,2.03833 3.6884,-8.25037 z m 2.6207,-4.56196 3.10602,-4.07666 -2.23245,1.35889 -0.87357,2.71777 z m 10.96814,-9.90044 -7.27974,3.78546 2.03833,-0.38825 5.24141,-3.39721 z m 0.97063,-1.35889 2.03832,-1.65007 -0.7765,0.19413 -1.26182,1.45594 z m -115.11686,-162.87191 -0.67944,-0.0971 -3.30015,91.0452 -19.2185,-0.87357 -30.76901,-1.74713 -12.32701,-0.87357 2.42658,4.75609 0.0971,0.0971 10.48282,10.48281 6.01791,7.08561 7.95917,5.92085 5.62967,10.28869 2.13538,10.77401 4.56197,3.00895 3.59134,3.97959 5.14434,1.8442 7.47386,4.75609 3.39721,1.26183 4.65903,-4.65903 1.45595,-4.95022 2.42658,-4.7561 7.57092,-3.00895 2.91189,1.45594 8.44449,0.67945 7.66799,4.75609 5.24141,0.97063 -1.45595,2.71777 3.00896,1.94126 2.81483,3.39721 0.58238,3.59133 1.8442,2.42658 4.27077,10.28869 4.27078,3.59134 3.30015,5.43553 4.17371,4.27078 1.8442,0.58238 1.55301,11.06519 4.56197,2.52365 0.19412,3.49427 1.16476,-0.29119 7.95918,9.70631 3.97959,0.87357 5.04728,3.00896 7.76505,0 5.62966,3.10601 6.69735,-1.45594 -3.00895,-2.81483 -2.71777,-8.1533 -1.06769,-7.08561 -1.55301,-2.32952 0.67944,-4.75609 -2.03833,-0.19413 -2.71777,-4.4649 3.10602,3.30015 3.59134,-1.26182 1.94126,-5.14435 -3.88252,-5.24141 5.82378,0.67944 2.71777,-4.17371 -0.38825,-1.45595 2.42658,-3.20308 -0.58238,2.81483 2.71777,-2.13539 -1.0677,-3.78546 3.49427,1.8442 4.46491,-2.52364 -4.36784,-4.56197 2.71776,1.0677 5.04729,0.29119 6.60029,-1.45595 7.3768,-4.95022 4.4649,-3.6884 0.67944,-2.71777 2.71777,-2.81483 -1.45595,-4.65903 0.29119,-2.91189 4.85316,-2.13539 -0.38826,5.14435 2.9119,0 -3.20308,2.71776 12.90939,-6.79441 2.13539,-0.0971 1.35888,-6.21204 0.38826,0 1.45594,-3.59133 0.67944,-11.0652 0.87357,-4.4649 -2.52364,-7.95918 -3.10602,-5.43553 -0.0971,-2.62071 -3.20309,-4.4649 -1.94126,-18.73318 -0.0971,-2.32952 -0.19413,-2.42658 -0.58238,-8.54155 -5.82378,0.19413 -1.45595,-1.55301 -0.29119,-0.0971 -0.0971,0 -3.78546,-0.67944 -4.36784,-2.81483 -4.85316,-2.03832 -9.12393,2.6207 -2.42658,-0.58238 -3.00896,1.16476 -3.6884,3.00895 -9.90044,-4.65902 -3.10601,4.27077 -4.56197,-1.65007 -4.85316,-3.10602 -2.6207,2.23245 -2.52364,0.0971 0,-1.84419 -6.79442,-3.20309 -2.71777,1.26182 -1.35888,-1.55301 -7.47386,-0.7765 -5.72673,-5.24141 -0.87356,1.74714 -4.17372,-0.19413 -3.88252,-3.6884 -1.74714,-5.82379 -0.29119,-33.19558 -24.84816,-0.29119 -23.48927,-0.58238 -0.58238,0 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Connecticut
Estimated Property Tax Rate: 1.7%; Median Taxes Paid: $6,388\" data-id=\"CT\" d=\"m 936.99622,143.34454 -13.97709,5.33847 -0.19412,-0.48531 -7.86211,2.32951 -1.74714,0.48532 0.19413,0.97063 3.68839,14.26828 1.16476,1.45595 -2.52364,3.10602 1.74714,1.65007 0,0 5.62966,-5.43554 3.00895,-4.17371 0.58238,1.16476 14.17122,-6.30911 0.29119,-0.29118 -0.0971,-2.32952 -0.58237,-2.03833 -3.00896,-8.44449 -0.38825,-1.06769 -0.0971,-0.19413 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n New Hampshire
Estimated Property Tax Rate: 1.5%; Median Taxes Paid: $6,285\" data-id=\"NH\" d=\"m 923.8927,75.982738 -1.26182,1.55301 -1.45594,-0.29119 -0.77651,6.406166 0,0.09706 2.32952,8.735681 -0.19413,1.747136 -4.17372,5.532598 1.0677,5.047281 0,6.30911 -0.77651,5.82378 4.36784,15.91836 0,0 0,0 3.97959,-1.26182 12.22996,-4.07666 5.53259,-6.01791 0,0 0,-1.55301 0.29119,-2.52364 -0.67944,0.29119 -0.0971,-0.58238 -6.11498,-7.47386 -0.19413,-0.67944 -14.07415,-33.001465 0,0 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Rhode Island
Estimated Property Tax Rate: 1.1%; Median Taxes Paid: $4,644\" data-id=\"RI\" d=\"m 946.50841,152.08022 -0.0971,-2.03832 -0.29119,0.7765 0.38825,1.26182 z m 1.94126,-1.55301 -1.26182,-2.42657 -0.0971,2.52364 1.35888,-0.0971 z m -0.58238,-3.00895 0.67944,1.74713 0.87357,1.55301 0.58238,-1.16475 -0.87357,-1.65008 -0.29119,-1.16475 -0.97063,0 0,0.67944 z m -10.774,-3.97959 0.38825,1.06769 3.00896,8.44449 0.58237,2.03833 0.0971,2.32952 0.19412,-0.29119 4.65903,-3.6884 -0.87356,-6.60029 1.94126,-0.38826 0,0 -4.27078,-5.14434 -4.4649,1.74713 -1.26182,0.48532 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Vermont
Estimated Property Tax Rate: 1.5%; Median Taxes Paid: $4,851\" data-id=\"VT\" d=\"m 923.01913,132.86173 -4.36784,-15.91836 0.77651,-5.82378 0,-6.30911 -1.0677,-5.047278 4.17372,-5.532598 0.19413,-1.747136 -2.32952,-8.735681 -1.26182,0.485316 -5.33847,1.941262 -5.24141,2.038326 -12.03583,4.36784 -0.67944,0.194126 4.36784,10.191633 1.45595,9.60924 5.14434,8.05624 4.85316,15.91835 0.19413,-0.0971 0.7765,-0.29119 2.23245,-0.67944 1.94126,-0.67944 5.5326,-1.65007 0.67944,-0.29119 0,0 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Alaska
Estimated Property Tax Rate: 1.1%; Median Taxes Paid: $3,718\" data-id=\"AL\" d=\"m 718.31301,344.84758 0.38826,0.77651 1.35888,0.87356 0.58238,39.79588 0.19413,21.8392 4.95021,29.89545 0.38826,-0.0971 4.36784,0.87357 1.16475,-8.63862 1.94127,4.85316 3.30014,3.00896 6.30911,-3.6884 -0.67945,-0.58238 0.19413,0.0971 -4.36784,-9.9975 41.93127,-6.79442 2.81483,-0.48531 0,-0.0971 -2.62071,-4.95022 -0.19412,-7.0856 -2.13539,-3.88253 1.06769,-7.57092 1.74714,-1.94126 -7.18267,-12.81234 -13.00646,-39.60175 -0.0971,-0.19413 -2.9119,0.48532 -15.5301,2.52364 -7.76504,0.97063 -16.30661,2.23245 0.0971,0.19413 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Florida
Estimated Property Tax Rate: 0.7%; Median Taxes Paid: $2,793\" data-id=\"FL\" d=\"m 854.6867,535.28542 -0.19413,0 0.0971,0.0971 0.0971,-0.0971 z m -0.87357,-0.0971 0,0.0971 0.0971,0 -0.0971,-0.0971 z m 0.19413,-0.0971 0,-0.0971 0,0.0971 0,0 z m -13.20059,1.45594 0,0 0,0.0971 0,-0.0971 z m -0.19412,0.0971 0,-0.0971 0,0.0971 0,0 z m 0.0971,-0.0971 0,0 0,0 0,0 z m -0.97063,0.0971 -0.0971,0 0,0.0971 0.0971,-0.0971 z m 27.56592,-6.11498 -0.0971,0 0.0971,0.19412 0,-0.19412 z m 2.62071,-0.67944 0,-0.19413 -0.19413,0.29119 0.19413,-0.0971 z m -0.97063,-0.19413 -0.38826,-0.38825 -0.0971,0.0971 0.48532,0.29119 z m -0.29119,0.77651 -1.16476,-1.45595 0.67944,1.26182 0.48532,0.19413 z m 9.22099,-5.72673 0,0.38825 0.19413,-0.19412 -0.19413,-0.19413 z m 1.35889,-0.97063 0.29119,-0.48532 -0.38826,0.38826 0.0971,0.0971 z m 0.29119,-0.97063 -0.0971,0 0,0.0971 0.0971,-0.0971 z m -1.74714,-0.29119 -0.0971,-0.0971 0.0971,0.0971 0,0 z m 0.87357,-1.45595 -0.0971,-0.0971 0,0.19413 0.0971,-0.0971 z m -2.62071,-0.0971 -0.0971,-0.0971 0.0971,0.0971 0,0 z m 3.30015,-2.23245 -0.19413,0.0971 0.29119,0.0971 -0.0971,-0.19412 z m 0.38825,0 -0.19412,-0.19413 0.0971,0.29119 0.0971,-0.0971 z m -0.67944,-0.19413 -0.0971,-0.0971 0,0.19412 0.0971,-0.0971 z m 3.59134,-0.67944 0,-0.0971 -0.19413,0.38825 0.19413,-0.29119 z m -4.07665,0.38825 -0.19413,0 0.19413,0.0971 0,-0.0971 z m 2.03832,-1.16476 -0.29119,0 -0.0971,0.0971 0.38825,-0.0971 z m 0.77651,-0.48531 0,0 -0.0971,0 0.0971,0 z m -8.15331,0.38825 0,-0.19412 -0.0971,0.19412 0.0971,0 z m 0.87357,-0.29119 -0.29119,0 0.29119,0.58238 0,-0.58238 z m -2.32951,0.0971 0,-0.58238 -0.48532,0.0971 0.48532,0.48532 z m -1.35889,-0.97064 0.48532,0.48532 0,-0.19413 -0.48532,-0.29119 z m 14.26828,0.58238 -1.74713,0.77651 0.58237,0.0971 1.16476,-0.87357 z m -13.58883,-0.87356 -0.58238,0 0,0.19412 0.58238,-0.19412 z m 15.33597,-4.85316 0.0971,-0.48532 0.0971,-1.26182 -0.19412,1.74714 z m 0.0971,-5.43554 -0.38825,-0.97063 -0.19413,0.38826 0.58238,0.58237 z m -22.42158,2.42658 -0.19413,0.29119 0.48532,0.0971 -0.29119,-0.38825 z m -1.8442,-0.87357 -0.87357,0.29119 0.67945,0.0971 0.19412,-0.38826 z m -1.94126,0.19413 0,-0.29119 -0.0971,0.0971 0.0971,0.19413 z m -2.03833,-0.0971 -0.58238,0.38825 0.77651,0.38825 -0.19413,-0.7765 z m 2.71777,0.0971 -0.0971,-0.29119 -0.48532,-0.0971 0.58238,0.38825 z m -12.71527,-9.51219 -0.58238,0.29119 1.16476,0.38826 -0.58238,-0.67945 z m -2.32951,-3.10602 -0.77651,-1.16475 0.29119,0.87357 0.48532,0.29118 z m 3.00895,1.94127 -1.35888,-3.10602 -0.97063,-0.29119 2.32951,3.39721 z m -3.88252,-3.88253 -0.29119,-0.7765 -0.19413,-0.48532 0.48532,1.26182 z m -8.05624,-10.774 -1.74714,-1.26182 0.67945,0.67944 1.06769,0.58238 z m 43.6784,-6.50323 -7.0856,-11.8417 -0.38826,0 7.47386,11.8417 z m -49.01687,-18.92731 -0.29119,-0.0971 0.29119,0.19412 0,-0.0971 z m -0.58238,-0.67944 -0.0971,0.0971 0.0971,0.0971 0,-0.19412 z m -0.67944,-0.97063 0,-0.0971 -0.0971,0.0971 0.0971,0 z m 0.38825,-0.38826 0.29119,0.19413 0,-0.19413 -0.29119,0 z m 0.58238,-0.38825 -0.38825,0.0971 0.0971,0 0.29119,-0.0971 z m -0.67944,-0.0971 -0.29119,-0.29119 0.0971,0.0971 0.19413,0.19413 z m -0.67944,-1.0677 -0.19413,0 0.29119,0.0971 -0.0971,-0.0971 z m 0.67944,-1.16475 -0.38826,0 -0.0971,0.0971 0.48532,-0.0971 z m 0.38825,0.19412 -0.48532,-0.48531 0.19413,0.0971 0.29119,0.38825 z m -3.6884,-4.17371 -0.19413,-0.0971 0,0.0971 0.19413,0 z m -4.17371,0 -0.29119,-0.38825 0.0971,0.48531 0.19413,-0.0971 z m -35.33098,-3.20309 2.91189,-2.23245 -3.20308,2.13539 0.29119,0.0971 z m 5.82379,-4.65902 0.29119,-0.29119 -1.16476,0.48531 0.87357,-0.19412 z m -36.88399,-6.50323 -10.57988,3.39721 5.82379,-1.65008 4.75609,-1.74713 z m 26.30411,-16.50073 -2.81483,0.48531 -41.93127,6.79442 4.36784,9.9975 0.29119,0.0971 -1.06769,3.97959 3.10602,-1.35888 3.3972,-3.00896 5.82379,-0.19412 6.69736,-2.42658 4.56196,0.67944 -1.06769,1.65007 8.34743,2.81483 7.18267,3.49428 1.65007,3.88252 5.33847,-1.16476 12.61821,-10.28869 4.65903,0.19413 19.02437,14.36534 3.88252,-0.77651 4.07666,5.43554 0.7765,8.63862 -1.26182,5.43553 0.58238,2.71777 3.39721,6.79442 -1.55301,-5.33847 4.36784,-0.0971 0.38825,3.88253 -2.32951,6.01791 8.05624,11.0652 3.00895,0.0971 -2.52364,-3.39721 3.10602,0.38825 1.8442,-1.16475 -0.7765,6.21204 4.17371,3.30014 2.81483,7.57093 3.78546,2.32951 4.85316,1.26182 6.69735,8.54156 3.49428,1.84419 -4.65903,0.29119 2.13538,2.42658 7.66799,-2.52364 3.78546,-2.13539 3.49427,-12.22995 -1.74713,-19.02437 -0.38825,-1.94127 -9.31806,-15.53009 -7.95918,-11.25933 -4.4649,-9.22099 3.78546,3.20308 0.7765,-0.58238 1.65008,8.05624 4.27077,6.11498 -4.17371,-8.1533 0.19413,-3.88253 -12.52115,-15.23891 -3.00895,-4.75609 -3.97959,-8.05624 -2.71777,-6.79442 -2.13539,-2.42658 -0.48531,-3.10602 -0.0971,-0.0971 -6.69735,-0.38825 -2.62071,2.03832 -1.45594,7.47386 -1.35889,-3.49427 -45.81379,5.72672 -3.30014,-5.14434 0.0971,-0.0971 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Georgia
Estimated Property Tax Rate: 0.7%; Median Taxes Paid: $2,383\" data-id=\"GA\" d=\"m 845.85395,396.09691 -0.0971,-2.9119 -0.67944,2.52364 0.7765,0.38826 z m 1.0677,-4.46491 -0.38825,-2.23245 -0.29119,1.35889 0.67944,0.87356 z m -45.42554,-61.14976 -1.26182,0.29119 -3.6884,0.7765 -13.58884,2.81483 -1.26182,0.29119 -1.35888,0.19413 -7.57093,1.45595 -2.03832,0.38825 -8.25037,1.55301 -1.74713,0.19412 0.0971,0.19413 13.00646,39.60175 7.18267,12.81234 -1.74714,1.94126 -1.06769,7.57092 2.13539,3.88253 0.19412,7.0856 2.62071,4.95022 0,0.0971 -0.0971,0.0971 3.30014,5.14434 45.81379,-5.72672 1.35889,3.49427 1.45594,-7.47386 2.62071,-2.03832 6.69735,0.38825 0,0 -0.58237,-10.48282 1.26182,-2.23245 -0.67945,-4.17371 1.35889,-3.97959 2.03832,-2.23245 -1.45594,-1.35889 3.39721,-4.17371 -0.0971,0 -5.82378,-5.43554 -7.95918,-11.35638 -4.36784,-2.03833 -18.73318,-15.72422 -4.56197,-5.82379 -8.83274,-3.6884 -0.48532,-1.94126 2.71777,-5.33847 0,0 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Mississippi
Estimated Property Tax Rate: 0.7%; Median Taxes Paid: $1,177\" data-id=\"MS\" d=\"m 716.76,442.78427 -0.48531,0.0971 0,0.0971 0.48531,-0.19412 z m 9.02687,-1.16476 -1.35888,0 1.26182,0.0971 0.0971,-0.0971 z m -11.25932,0.97063 -0.38825,0.38825 0.0971,0.0971 0.29119,-0.48532 z m 9.12394,-0.7765 -3.6884,0 3.49427,0.0971 0.19413,-0.0971 z m -40.47533,-92.50116 0,0.0971 -4.07665,6.79442 0.38826,5.2414 -5.5326,6.11498 1.45595,1.74714 -3.6884,15.5301 1.74713,3.30014 -0.97063,0.67944 0.0971,2.13539 0,0.67944 2.23246,5.24141 -0.19413,3.20309 3.59134,4.36784 -7.3768,12.6182 -1.16476,7.57092 -2.03832,3.00896 1.35888,3.49427 -1.26182,1.26182 33.48678,-3.68839 -1.16476,4.65903 4.27078,8.34742 2.23245,2.81483 0,-0.0971 3.59133,-4.07665 7.57093,-1.65007 6.98854,0.7765 1.06769,-1.35888 0,-0.0971 -4.95021,-29.89545 -0.19413,-21.8392 -0.58238,-39.79588 -1.35888,-0.87356 -0.38826,-0.77651 -0.19412,0 -4.85316,0.67944 -8.54155,1.16476 -19.41263,2.42658 -2.13539,0.19412 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n South Carolina
Estimated Property Tax Rate: 0.5%; Median Taxes Paid: $1,236\" data-id=\"SC\" d=\"m 801.49611,330.48224 0,0 -2.71777,5.33847 0.48532,1.94126 8.83274,3.6884 4.56197,5.82379 18.73318,15.72422 4.36784,2.03833 7.95918,11.35638 5.82378,5.43554 0,0 0.97063,-4.4649 -1.55301,-4.27078 4.17372,3.10602 2.32951,-1.8442 -3.97959,-3.30015 4.85316,-0.29119 7.57092,-6.40616 -0.87356,-1.65008 4.65903,-3.59133 -0.48532,-1.74714 3.39721,-2.13539 0.19413,-4.95022 5.33847,-9.90043 3.59133,-4.56197 0.38826,-0.19413 -21.64508,-13.6859 -8.05624,1.55301 -10.96813,-0.38825 -5.43554,-2.81483 -32.22495,10.19163 -0.29119,0 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Illinois
Estimated Property Tax Rate: 1.9%; Median Taxes Paid: $5,089\" data-id=\"IL\" d=\"m 661.43403,198.18521 -0.19413,0.48531 3.6884,2.32952 1.16476,2.32951 3.88252,3.6884 -0.0971,3.10602 -2.13539,6.11498 -4.85316,3.49427 -4.36784,0.87357 -0.87357,5.04728 1.45595,0.67944 -1.45595,9.90044 -3.59133,2.23245 0.67944,3.78546 -0.87357,0.38825 0,0 -0.7765,4.27078 3.10602,8.63862 11.06519,9.31806 0.97063,4.4649 2.13539,2.23245 6.98855,-0.38825 -1.26182,6.50323 -0.48532,6.98855 4.17372,3.3972 6.60029,2.9119 3.49427,2.71777 1.94126,5.53259 -1.06769,2.03833 6.89148,5.62966 0.29119,0.0971 -0.58238,-0.58238 1.94126,-4.56196 7.47386,2.03832 1.8442,-2.13539 -1.45594,-4.27077 6.11497,-3.59134 -1.65007,-2.32951 1.45595,-3.30015 0,-0.29119 -0.38826,-0.0971 0.0971,-8.63862 2.13539,-1.55301 3.68839,-8.63862 -0.7765,-3.78546 -2.42658,-4.56196 1.35888,-5.14435 -6.79441,-47.85212 -0.97064,-1.06769 -2.52364,-5.72673 -2.03832,-2.13539 -0.87357,-5.62966 0,-0.19412 -13.10352,1.8442 -7.86211,0.97063 -21.15976,2.42658 0,0 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Indiana
Estimated Property Tax Rate: 0.7%; Median Taxes Paid: $1,647\" data-id=\"IN\" d=\"m 750.34384,200.22353 -14.85065,2.62071 -3.39721,0.67944 -12.03583,1.94126 -2.52364,2.03833 -3.78546,1.74713 -1.45595,-0.0971 -1.74714,-0.87357 -0.58237,-0.58238 6.79441,47.85212 -1.35888,5.14435 2.42658,4.56196 0.7765,3.78546 -3.68839,8.63862 -2.13539,1.55301 -0.0971,8.63862 0.38826,0.0971 0.38825,-0.0971 1.45595,-2.71777 3.59133,0 4.36784,-1.45595 5.43554,2.03833 0.58237,-2.23245 3.10602,-2.32952 4.65903,0.67945 2.52365,-4.95022 6.89148,0.58237 -0.0971,-2.81483 6.11498,-8.05623 -0.97063,-3.6884 4.27078,-0.0971 5.2414,-4.17371 -1.26182,-4.75609 0.19413,-0.19413 -0.19413,-1.65007 -5.82378,-34.36035 -2.62071,-14.65653 -0.29119,-1.55301 -0.29119,-1.26182 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Kentucky
Estimated Property Tax Rate: 0.7%; Median Taxes Paid: $1,524\" data-id=\"KY\" d=\"m 693.17367,317.18459 -0.29119,-0.7765 -0.58238,-0.19413 -0.38825,1.26182 0.0971,0.0971 1.06769,-0.0971 0.0971,-0.29119 z m 66.39117,-63.47928 -0.19413,0.19413 1.26182,4.75609 -5.2414,4.17371 -4.27078,0.0971 0.97063,3.6884 -6.11498,8.05623 0.0971,2.81483 -6.89148,-0.58237 -2.52365,4.95022 -4.65903,-0.67945 -3.10602,2.32952 -0.58237,2.23245 -5.43554,-2.03833 -4.36784,1.45595 -3.59133,0 -1.45595,2.71777 -0.38825,0.0971 0,0.29119 -1.45595,3.30015 1.65007,2.32951 -6.11497,3.59134 1.45594,4.27077 -1.8442,2.13539 -7.47386,-2.03832 -1.94126,4.56196 0.58238,0.58238 0.19413,0.38826 -0.87357,7.95917 -0.38826,0.19413 -2.52364,1.55301 -0.0971,0.29119 2.81483,-0.38826 19.60675,-2.6207 -0.97063,-3.88252 3.30015,-0.0971 39.50469,-5.24141 27.76005,-4.65903 0.38825,-0.29119 0.67944,-0.7765 7.27974,-3.88252 5.62966,-7.3768 0.7765,-2.52364 3.6884,-2.9119 4.65903,-5.92085 0.67944,-0.97063 -0.29119,-0.0971 -2.42657,0 -3.10602,-1.74714 -5.5326,-6.69735 -1.94126,-6.79442 0,-0.19413 -0.19413,-0.19412 -4.07665,-2.32952 -1.8442,-3.10602 -3.6884,3.59134 -2.32951,0.58238 -2.9119,-1.16476 -2.52364,1.94126 -5.24141,-2.32951 -1.35888,0.58237 -4.95022,-4.27077 -2.52364,-1.26182 -4.75609,0.58238 -0.77651,0.7765 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n North Carolina
Estimated Property Tax Rate: 0.6%; Median Taxes Paid: $1,880\" data-id=\"NC\" d=\"m 890.2118,332.22937 -1.06769,1.0677 0.19412,0.19413 0.87357,-1.26183 z m 0.7765,-5.62966 -0.48531,0.77651 0.19413,0.7765 0.29118,-1.55301 z m 5.82379,-9.02687 -1.45594,0.97063 -0.77651,1.16476 2.23245,-2.13539 z m 12.52114,-6.11497 -0.58237,-0.38826 -1.26182,-0.0971 1.84419,0.48532 z m -2.6207,-0.58238 -0.87357,0 -1.45594,0.7765 2.32951,-0.7765 z m 3.00896,1.06769 2.81483,-6.98854 -1.94126,2.91189 -0.87357,4.07665 z m 4.17371,-9.22099 1.26182,-1.8442 -0.67944,0 -0.58238,1.8442 z m 8.1533,-7.57093 -2.13539,-10.774 1.8442,5.62966 0.29119,5.14434 z m -11.8417,-24.55697 -0.19412,0.0971 -0.29119,0.0971 0,0 0.0971,0 5.33847,9.02687 4.17372,4.17371 -9.12394,-13.39471 0,0 z m -1.74713,0.58238 -0.77651,0.19413 0,0 0.19413,0.0971 1.65007,0 -0.19413,-0.58238 0,0 -0.29118,0.0971 -0.29119,0 0,0 0,0.19412 -0.19413,0.0971 -0.0971,-0.0971 0,0 z m -89.78339,22.13039 -0.48532,1.45595 0.0971,4.17371 -1.0677,-0.0971 -2.52364,5.14435 -2.81483,0.29119 -5.24141,5.14434 -2.32951,-0.87357 -3.00896,4.46491 -7.95917,7.18267 -3.88253,0.97063 -4.07665,3.78546 -0.19413,2.52364 -3.59133,1.94126 0.0971,4.27078 0,0.97063 1.26182,-0.29119 13.58884,-2.81483 3.6884,-0.7765 1.26182,-0.29119 0.29119,0 32.22495,-10.19163 5.43554,2.81483 10.96813,0.38825 8.05624,-1.55301 21.64508,13.6859 0.38825,-0.29119 9.9975,-4.07665 0.0971,-5.33847 3.59134,-6.50323 3.88252,-3.6884 8.05624,-5.33847 1.0677,-1.94126 2.13538,0.97063 0.97064,-6.40616 -1.16476,2.23245 -4.07665,1.35888 -3.88253,0.0971 4.7561,-3.49427 -1.45595,-1.55301 1.65007,-3.49427 -9.12393,-1.45595 -0.38825,-0.48531 7.76505,-1.45595 2.52364,1.26182 3.20308,-0.29119 2.6207,-1.94126 1.94127,-3.78546 1.74713,-0.48532 -0.29119,-5.33847 -2.23245,-2.13539 -2.23245,2.03833 0.48531,5.14434 -1.65007,-6.3091 -1.26182,-0.29119 -9.60925,3.97959 4.27078,-4.17372 0.19413,-1.65007 4.4649,-1.06769 1.26182,-3.30015 3.00896,1.74714 -3.20309,-4.7561 -2.23245,-1.94126 0,0 -38.82525,11.0652 -24.75109,6.3091 -25.04229,4.65903 -0.0971,-0.19413 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Ohio
Estimated Property Tax Rate: 1.3%; Median Taxes Paid: $2,754\" data-id=\"OH\" d=\"m 818.19096,206.6297 -2.42657,-10.48282 -0.48532,-2.13539 -2.71777,-11.93876 -3.49427,2.23245 -7.47386,5.72672 -4.85315,5.92085 -3.78547,0.58238 -6.98854,3.97959 -3.88253,-2.32951 -11.74463,-1.35889 0,0 -6.21204,1.55301 -6.11498,1.45595 -6.40617,1.35888 -0.97063,0.29119 0.29119,1.55301 2.62071,14.65653 5.82378,34.36035 0.19413,1.65007 0.77651,-0.7765 4.75609,-0.58238 2.52364,1.26182 4.95022,4.27077 1.35888,-0.58237 5.24141,2.32951 2.52364,-1.94126 2.9119,1.16476 2.32951,-0.58238 3.6884,-3.59134 1.8442,3.10602 4.07665,2.32952 0.19413,0.19412 0,0 4.17371,-2.03832 1.45595,-3.20309 -1.16476,-3.30014 3.30014,-5.04728 2.42658,-0.38826 -0.29119,-4.27077 3.97959,-5.43554 0.67944,0.77651 3.59134,-2.71777 3.10602,-4.65903 0.48531,-21.25682 0.19413,-0.0971 -0.48532,-2.03832 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Tennessee
Estimated Property Tax Rate: 0.5%; Median Taxes Paid: $1,420\" data-id=\"TN\" d=\"m 786.2572,300.48973 -27.76005,4.65903 -39.50469,5.24141 -3.30015,0.0971 0.97063,3.88252 -19.60675,2.6207 -2.81483,0.38826 0,0.0971 -0.7765,0.97063 -0.38826,-0.0971 0,-0.77651 0,-0.0971 -1.06769,0.0971 0.0971,0.0971 0.58238,2.71776 -1.94126,2.42658 -0.19413,4.46491 0,0.7765 0,0.0971 -2.91189,5.62966 0.58238,3.97959 -2.71777,4.27078 0.97063,3.88252 -3.49427,3.20309 0.19412,0.19412 2.13539,-0.19412 19.41263,-2.42658 8.54155,-1.16476 4.85316,-0.67944 0.19412,0 -0.0971,-0.19413 16.30661,-2.23245 7.76504,-0.97063 15.5301,-2.52364 2.9119,-0.48532 1.74713,-0.19412 8.25037,-1.55301 2.03832,-0.38825 7.57093,-1.45595 1.35888,-0.19413 0,-0.97063 -0.0971,-4.27078 3.59133,-1.94126 0.19413,-2.52364 4.07665,-3.78546 3.88253,-0.97063 7.95917,-7.18267 3.00896,-4.46491 2.32951,0.87357 5.24141,-5.14434 2.81483,-0.29119 2.52364,-5.14435 1.0677,0.0971 -0.0971,-4.17371 0.48532,-1.45595 -1.55301,0.29119 -5.5326,1.55301 -6.60029,1.35889 -16.59779,3.39721 -1.74714,0.29118 -0.38825,0.29119 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Virginia
Estimated Property Tax Rate: 0.7%; Median Taxes Paid: $2,754\" data-id=\"VA\" d=\"m 908.75086,270.98255 0.29119,0 0.29118,-0.0971 0,0 -0.19412,-0.48531 -0.38825,0.58238 0,0 z m -3.30015,-10.87107 0,0.48531 0.48532,-0.29119 -0.48532,-0.19412 z m 1.74714,-3.39721 -0.0971,-0.77651 0,0 0.0971,0.77651 z m -0.58238,1.16475 -0.19413,1.26183 -0.29119,0.48531 0.48532,-1.74714 z m 0.87357,-2.52364 0.0971,-0.58238 -0.19413,0.58238 0.0971,0 z m 0.58237,-2.6207 0.29119,-0.67944 -0.48531,1.74713 0.19412,-1.06769 z m 0.0971,-1.45595 0.38825,-2.13539 -0.48532,0.48532 0.0971,1.65007 z m 1.74713,-9.60925 0.19413,-0.87356 -0.0971,0.19412 -0.0971,0.67944 z m -0.38825,-2.23245 -1.26182,0.48532 -1.94126,0.87357 -0.67944,0.87356 0.29119,0.0971 -2.32952,14.4624 0.87357,2.32952 1.35888,-6.01792 2.52364,-7.86211 1.16476,-5.14435 0,-0.0971 z m 1.94126,-0.7765 -0.29119,0.0971 -0.0971,0.38825 -0.48531,3.00896 0.38825,-1.0677 0.48531,-2.42657 z m -101.43096,37.17517 -0.67944,0.97063 -4.65903,5.92085 -3.6884,2.9119 -0.7765,2.52364 -5.62966,7.3768 -7.27974,3.88252 -0.67944,0.7765 1.74714,-0.29118 16.59779,-3.39721 6.60029,-1.35889 5.5326,-1.55301 1.55301,-0.29119 0.0971,0.19413 25.04229,-4.65903 24.75109,-6.3091 38.82525,-11.0652 0,0 -0.29119,-0.48531 -0.0971,-0.29119 0.67944,0.67944 0,0 0,0 0.77651,-0.19413 -0.0971,-0.0971 -0.67944,-3.30015 0.48532,0.0971 1.55301,2.91189 0,0 0,0 0.29119,-0.0971 0.19412,-0.0971 -0.38825,-0.7765 -3.97959,-6.11498 -4.95022,0.87357 -2.23245,1.8442 -2.13539,-1.94126 -7.27973,-2.42658 -5.04728,-0.19413 9.80337,-0.87357 5.43554,3.6884 1.55301,-2.42658 -4.36784,-5.53259 3.10602,0.19412 -1.65008,-4.4649 -3.88252,0.19413 -9.221,-7.47386 -1.16476,0 13.00646,6.40616 -0.87357,-4.4649 0.87357,-1.45595 -6.60029,-2.52364 -5.72672,-0.38825 -2.81483,-2.52364 -2.32952,1.45594 -0.87357,-6.69735 0.97063,0.19412 -0.19412,-5.43553 -0.19413,-0.19413 -0.19413,0.0971 -0.19412,-0.0971 -0.48532,-0.38825 -0.29119,-0.29119 -3.10602,-1.35888 -3.20308,-2.32952 -4.4649,-1.16475 -0.29119,-0.0971 0,0.0971 -0.58238,4.07665 -9.02687,-3.88253 0.19413,5.62966 -4.95022,9.41513 -3.00896,3.30014 -1.94126,5.72673 -5.92085,-2.03833 -2.9119,13.20058 -2.32951,4.46491 -0.38825,5.82379 -1.74714,2.81483 -6.50323,1.94126 -5.33847,4.17371 -2.52364,0.38825 -2.42658,2.13539 -6.11498,-2.23245 -1.06769,-3.00896 -0.19413,-0.0971 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Wisconsin
Estimated Property Tax Rate: 1.3%; Median Taxes Paid: $3,582\" data-id=\"WI\" d=\"m 705.79187,134.80299 -2.42658,3.00896 -1.45594,4.36784 0.67944,2.42657 3.20308,-9.80337 z m -55.71423,-22.80983 1.45595,-2.03833 -1.0677,0.97063 -0.38825,1.0677 z m 2.23245,-3.20309 -0.48531,-0.58238 -1.0677,0.67945 1.55301,-0.0971 z m -21.15976,5.43554 -2.23245,2.52364 1.0677,11.64757 -6.21204,5.62966 -1.16476,5.43554 3.39721,3.10602 -0.97063,13.39471 3.59133,2.71777 2.32952,0.19412 7.37679,4.46491 4.65903,4.85315 5.92085,3.00896 1.35889,7.47386 0,0.48531 0,0 2.81483,3.39721 -0.77651,2.62071 0.97063,5.72672 2.9119,3.97959 5.33847,2.81483 -0.0971,0.48532 0,0 21.15976,-2.42658 7.86211,-0.97063 13.10352,-1.8442 -0.38825,-1.45595 0,-4.56197 -2.62071,-4.85315 -0.67944,-6.11498 1.26182,-6.79442 -0.67944,-5.24141 2.32952,-6.50322 -0.87357,-1.0677 0.19412,-6.01791 1.26182,-4.56197 -1.45594,-1.55301 -2.81483,0.97063 -1.55301,4.07665 -3.6884,2.13539 1.16476,-5.14434 3.30014,-4.36784 0.19413,-1.94127 0.0971,-0.0971 -4.65903,-4.65903 0,-6.60029 -5.24141,-4.27078 -7.18267,-0.48531 -7.3768,-1.94127 -15.91835,-4.85315 -3.10602,-1.74714 -0.29119,0.29119 -4.95022,-0.67944 -1.65007,0.97063 0.67944,-7.08561 -7.95917,4.07665 -9.70631,1.55301 -0.0971,-0.19412 z m 19.02437,-5.14435 -0.19412,-0.67944 -0.67944,0.29119 0.87356,0.38825 z m -3.49427,-0.67944 0.29119,-0.58238 -0.19413,-0.19413 -0.0971,0.77651 z m 7.08561,-1.65007 -0.29119,-1.35889 -0.29119,1.65008 0.58238,-0.29119 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n West Virginia
Estimated Property Tax Rate: 0.5%; Median Taxes Paid: $843\" data-id=\"WV\" d=\"m 836.73002,223.71281 -13.78296,3.39721 -4.27078,-18.442 0,0 -0.19413,0.0971 -0.48531,21.25682 -3.10602,4.65903 -3.59134,2.71777 -0.67944,-0.77651 -3.97959,5.43554 0.29119,4.27077 -2.42658,0.38826 -3.30014,5.04728 1.16476,3.30014 -1.45595,3.20309 -4.17371,2.03832 0,0 0,0.19413 1.94126,6.79442 5.5326,6.69735 3.10602,1.74714 2.42657,0 0.29119,0.0971 0.19413,0.0971 1.06769,3.00896 6.11498,2.23245 2.42658,-2.13539 2.52364,-0.38825 5.33847,-4.17371 6.50323,-1.94126 1.74714,-2.81483 0.38825,-5.82379 2.32951,-4.46491 2.9119,-13.20058 5.92085,2.03833 1.94126,-5.72673 3.00896,-3.30014 4.95022,-9.41513 -0.19413,-5.62966 9.02687,3.88253 0.58238,-4.07665 0,-0.0971 0,0 -2.81483,-4.85315 -5.82379,-0.67945 -3.39721,2.62071 0,1.94126 -2.91189,0.67944 -4.27078,3.00896 -2.23245,0.48532 -4.46491,6.3091 -2.23245,-10.19163 -1.94126,0.48532 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Delaware
Estimated Property Tax Rate: 0.5%; Median Taxes Paid: $1,715\" data-id=\"DE\" d=\"m 893.80314,207.69739 0.38825,1.45595 8.05624,23.00396 9.22099,-2.71777 -0.0971,-0.19413 0.19413,0 0.29119,0.0971 0,0 0.19412,-0.0971 -0.19412,-0.38825 -2.32952,-6.21204 -11.35638,-10.774 0.48531,-7.47386 0,0 -2.32951,0 -1.74714,1.35888 -0.7765,1.94126 0,0 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n \n Maryland
Estimated Property Tax Rate: 1.0%; Median Taxes Paid: $3,936\" data-id=\"MD\" d=\"m 911.56569,238.27227 0.67944,-5.2414 -0.58238,3.88252 -0.38825,1.65007 -0.0971,0.19413 0.29119,-0.0971 0.0971,-0.38826 z m 0.48531,-9.02687 -0.19412,0.0971 0.19412,0.58238 0,1.16475 0,-1.8442 0,0 z m -73.37972,-6.01791 2.23245,10.19163 4.46491,-6.3091 2.23245,-0.48532 4.27078,-3.00896 2.91189,-0.67944 0,-1.94126 3.39721,-2.62071 5.82379,0.67945 2.81483,4.85315 0,0 0.29119,0.0971 4.4649,1.16475 3.20308,2.32952 3.10602,1.35888 0.29119,0.29119 0.38826,-0.7765 1.65007,-0.0971 1.35888,0.77651 -1.26182,2.32951 0,0.0971 -1.8442,5.62966 6.01792,3.88252 6.01791,0.29119 3.97959,1.8442 -1.65008,-4.65903 -5.14434,-1.74714 -1.26182,-3.97958 3.20308,4.27077 2.62071,0.38826 -2.32952,-2.32952 -1.8442,-6.89148 0.48532,-3.97959 -2.03833,-4.36784 2.13539,-1.74713 1.55301,-5.62967 -0.58238,8.34743 1.65007,2.81483 1.55301,-3.30014 0.87357,5.43553 -1.65007,3.97959 4.75609,1.74714 -4.07665,1.35888 2.13539,3.97959 3.49427,1.16475 1.94126,-3.3972 -0.19412,4.75609 3.30014,-0.0971 2.13539,2.42657 0.0971,0 0.67944,-0.87356 1.94126,-0.87357 1.26182,-0.48532 -0.0971,-0.19412 2.52364,-7.47386 0,-0.29119 -0.48532,-1.94127 0,-0.0971 -9.22099,2.71777 -8.05624,-23.00396 -0.38825,-1.45595 -1.65008,0.48532 -6.89148,2.13539 -37.95168,10.57988 -6.89148,1.8442 -1.74714,0.48531 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n New Jersey
Estimated Property Tax Rate: 2.0%; Median Taxes Paid: $9,163\" data-id=\"NJ\" d=\"m 916.80709,207.30914 -0.48531,-1.16476 0,1.16476 0.48531,0 z m 0.97064,-3.59134 0.29119,-2.91189 -0.58238,2.52364 0.29119,0.38825 z m -3.97959,-29.79837 -10.19163,-2.52365 -1.74714,-0.48531 -1.65007,-0.38825 0,0 -4.07665,9.02687 1.74714,2.13539 -0.0971,6.50322 1.8442,0.29119 3.78546,9.90044 -0.19412,0.29119 -4.75609,6.98855 0.48531,5.33847 11.45345,3.88252 0.0971,4.46491 2.62071,-3.6884 0.38825,-5.33847 2.71777,-1.8442 -1.0677,-3.97959 2.03833,-4.75609 0,-10.38576 -0.67944,-3.39721 -4.56197,0.0971 1.16476,-4.65903 0.67944,-7.47386 0,0 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n New York
Estimated Property Tax Rate: 1.5%; Median Taxes Paid: $6,325\" data-id=\"NY\" d=\"m 913.50695,181.78154 -1.45595,2.03832 -0.38825,0.58238 1.8442,-2.6207 z m 13.39471,-4.75609 4.85316,-4.27078 0,-0.19413 -4.85316,4.46491 z m -12.71527,3.00895 0,-3.30014 -0.29119,1.74713 0.29119,1.55301 z m 22.51864,-15.5301 -1.16475,-0.29119 -0.19413,0.87357 1.35888,-0.58238 z m 2.62071,-1.74713 -0.0971,0.97063 0.19412,-0.58238 -0.0971,-0.38825 z m -2.71777,0.0971 -6.50323,6.01791 -9.9975,4.27078 -2.6207,2.23245 -0.19413,2.13539 -2.71777,2.23245 0.38826,2.9119 4.17371,-1.65008 6.11498,-4.95022 6.79441,-3.59133 10.2887,-9.70631 -7.27974,5.53259 -2.32951,0.97064 3.88252,-6.40617 z m 3.00896,-4.07665 0.38825,-0.58238 -1.16476,1.35888 0.77651,-0.7765 z m -109.09895,-3.59134 -1.55301,-0.19412 1.16476,1.55301 0.38825,-1.35889 z m 32.22496,-29.70131 0.19412,-1.0677 -0.7765,0.97064 0.58238,0.0971 z m 0.48531,-6.98855 -0.38825,0.19413 -0.48532,1.06769 0.87357,-1.26182 z m -41.0577,55.13186 0.67944,2.91189 5.14435,1.26182 29.50719,-8.05624 29.70131,-8.92981 5.43554,4.17372 1.06769,2.42658 6.3091,2.71776 0.19413,0.38826 1.65007,0.38825 1.74714,0.48531 10.19163,2.52365 -0.19413,-0.48532 0.87357,3.97959 1.94126,-0.48532 1.0677,-4.36784 0,-0.0971 -1.74714,-1.65007 2.52364,-3.10602 -1.16476,-1.45595 -3.68839,-14.26828 -0.19413,-0.97063 -0.48532,-0.29119 -0.29119,-4.27078 -0.29119,-4.65903 -0.29118,-5.04728 0,-0.29119 -0.19413,0.0971 -4.85316,-15.91835 -5.14434,-8.05624 -1.45595,-9.60924 -4.36784,-10.191633 -0.58238,0.29119 -20.28619,6.794418 -4.07665,4.367845 -4.56197,8.73568 0.19413,1.94126 -6.01791,9.12393 3.68839,1.26182 1.0677,6.89148 -4.27078,5.62967 -12.81233,7.76504 -2.42658,-0.97063 -9.51218,1.35889 -8.83275,5.33847 0.48532,2.81483 3.10602,2.71777 -1.74714,8.54155 -6.98854,8.1533 -0.0971,0.0971 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Pennsylvania
Estimated Property Tax Rate: 1.2%; Median Taxes Paid: $3,151\" data-id=\"PA\" d=\"m 900.01517,170.13396 -6.3091,-2.71776 -1.06769,-2.42658 -5.43554,-4.17372 -29.70131,8.92981 -29.50719,8.05624 -5.14435,-1.26182 -0.67944,-2.91189 -1.65007,1.26182 -2.6207,1.8442 -4.7561,4.85315 -0.58238,0.48532 2.71777,11.93876 0.48532,2.13539 2.42657,10.48282 0.48532,2.03832 0,0 4.27078,18.442 13.78296,-3.39721 1.94126,-0.48532 1.74714,-0.48531 6.89148,-1.8442 37.95168,-10.57988 6.89148,-2.13539 1.65008,-0.48532 0,0 0.7765,-1.94126 1.74714,-1.35888 2.32951,0 0.29119,-0.87357 3.78546,-4.27078 0.38825,-0.67944 0.29119,-0.19413 -3.78546,-9.90044 -1.8442,-0.29119 0.0971,-6.50322 -1.74714,-2.13539 4.07665,-9.02687 0,0 -0.19413,-0.38826 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Maine
Estimated Property Tax Rate: 0.9%; Median Taxes Paid: $2,886\" data-id=\"ME\" d=\"m 946.7996,118.39932 -0.0971,0 0.19412,0.0971 -0.0971,-0.0971 z m 7.18267,-20.674443 -0.77651,-1.164758 0,0.582379 0.77651,0.582379 z m -1.35888,-1.067695 0,-0.970631 -0.0971,-0.582379 0.0971,1.55301 z m 3.49427,-4.076651 -0.19413,-0.09706 0.0971,0.291189 0.0971,-0.194126 z m 9.70631,-4.853156 -0.19413,-1.455947 -0.38825,0.679442 0.58238,0.776505 z m -2.42658,0.582379 0.0971,-1.067694 -1.16476,0.194126 1.06769,0.873568 z m 3.59134,-3.203083 -0.38825,0 0,0.194126 0.38825,-0.194126 z m -4.85316,1.455947 -0.87357,-0.194126 -0.0971,0.873568 0.97063,-0.679442 z m 4.95022,-3.008957 0.87357,0.679442 -0.29119,-0.776505 -0.58238,0.09706 z m -2.6207,0.09706 -0.87357,1.650073 1.16476,-0.582379 -0.29119,-1.067694 z m -4.17372,0.09706 -0.38825,0.582379 0.29119,0.873568 0.0971,-1.455947 z m 5.72673,-3.203083 -0.0971,-0.776505 -0.29119,0.485316 0.38826,0.291189 z m -0.48532,0.388253 -0.87357,-0.776505 0,0.679442 0.87357,0.09706 z m -5.43553,2.232452 -0.19413,-1.067695 -0.38825,0.873568 0.58238,0.194127 z m 9.22099,-3.39721 -1.45594,2.135389 -0.0971,-1.55301 1.55301,-0.582379 z m 7.08561,-6.503229 -0.67944,-0.970631 -0.38825,0.194126 1.06769,0.776505 z m 2.6207,-4.36784 -0.58237,-0.291189 -0.0971,0.291189 0.67944,0 z m 1.26183,-7.570923 -0.87357,0 0.97063,0.291189 -0.0971,-0.291189 z m 1.45594,0.970631 -0.29119,-1.747136 -0.7765,-0.09706 1.06769,1.8442 z m -1.55301,-1.55301 -0.19412,-1.844199 -0.67945,1.26182 0.87357,0.582379 z m -56.29661,15.23891 14.07415,33.001458 0.19413,0.67944 6.11498,7.47386 0,-0.0971 0.97063,-0.29119 0.19413,-5.5326 1.55301,-1.94126 0.97063,-5.14435 -0.87357,-0.87357 1.65007,-5.047274 5.62966,-2.620704 3.6884,-4.464904 1.35888,-7.765049 5.92085,-0.388253 -0.7765,-3.979588 7.3768,-2.81483 0.48531,-4.36784 1.74714,0.388252 4.85315,-3.979588 2.13539,-5.144345 -4.95022,-4.950219 -5.2414,-1.067695 -1.94127,-3.979588 0,-2.329515 -3.20308,0.970632 -3.59134,-1.261821 0,-3.979588 -9.70631,-20.965634 -7.0856,-3.688398 -7.86212,6.600292 -2.13539,-0.388253 -1.8442,-3.397209 -2.52364,0.970631 -3.59133,17.859614 1.26182,5.823788 1.06769,11.8417 -2.81483,9.123934 1.94126,1.455946 -2.32951,4.464904 -2.52364,-0.388253 -0.19413,0.194127 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Missouri
Estimated Property Tax Rate: 0.8%; Median Taxes Paid: $1,907\" data-id=\"MI\" d=\"m 719.96309,138.2002 -0.48532,-0.77651 -0.0971,0.97063 0.58238,-0.19412 z m 1.55301,-1.74714 -1.16476,-1.55301 -0.19413,0.67944 1.35889,0.87357 z m 0.97063,-6.98854 -0.97063,-0.87357 0,0.19412 0.97063,0.67945 z m -2.42658,76.00042 12.03583,-1.94126 3.39721,-0.67944 14.85065,-2.62071 0.29119,1.26182 0.97063,-0.29119 6.40617,-1.35888 6.11498,-1.45595 6.21204,-1.55301 -0.0971,-0.29119 3.20309,-6.3091 -0.29119,-5.24141 3.59133,-9.02687 2.81483,1.65007 1.0677,-2.03832 -0.29119,-7.76505 -2.62071,-4.85316 -3.88252,-10.28869 -3.39721,-3.78546 -1.74714,-0.48531 -6.3091,4.36784 0.67944,0.87356 -3.30014,6.21204 -3.20309,-0.58238 -0.97063,-6.50322 1.35889,-0.48532 2.81483,-6.50323 0.29119,-11.45345 -4.36784,-9.70631 -9.70632,-1.65007 -0.97063,-1.45595 -9.02687,-2.6207 -4.07665,5.04728 0.38825,4.36784 -3.10602,3.88252 0.67945,6.01792 -3.00896,2.13539 0,-7.57093 -2.71777,5.72673 -3.20308,5.04728 -2.13539,1.65007 1.06769,5.33847 -1.35888,5.5326 0.77651,6.89148 -0.97064,3.39721 6.98855,13.39471 0.87357,5.14435 -0.87357,9.51218 -4.65903,10.67695 -0.58238,0.38825 z m 20.77151,-87.45387 -2.52364,0.19412 1.55301,1.16476 0.97063,-1.35888 z m -14.7536,2.52364 -0.7765,0 0.87357,0.38825 -0.0971,-0.38825 z m 16.98605,-12.32702 -0.97063,-1.55301 -0.38825,0.0971 1.35888,1.45594 z m -87.93919,7.08561 3.10602,1.74714 15.91835,4.85315 7.3768,1.94127 7.18267,0.48531 5.24141,4.27078 0,6.60029 4.65903,4.65903 0,-0.0971 3.78546,-10.96814 4.56197,-3.20308 3.49427,-3.88252 0.58238,3.49427 3.59134,-5.5326 8.63861,-3.30014 0.67945,-1.35889 8.73568,1.0677 3.39721,1.74713 1.65007,-4.27077 1.55301,0.97063 6.79442,-1.0677 -1.65008,-2.71777 -3.00895,-1.74713 0.58238,-6.3091 -5.92085,3.30014 -5.43554,-0.67944 -1.74714,-4.17371 0.58238,-1.358888 -7.37679,3.494268 -4.7561,0.29119 -8.54155,5.24141 -0.97063,1.94126 -5.24141,-1.26182 -3.30015,1.45595 -6.60029,-5.72672 -14.65653,-4.46491 -0.29119,-1.747133 -9.41512,9.026873 -5.33847,1.35888 -7.57093,5.72673 -0.29119,0.19412 z m 34.36035,-22.033327 -11.35639,5.629661 3.78546,3.688396 1.45595,-3.688396 3.88253,-4.756093 2.23245,-0.873568 z M 676.77,79.962326 l -7.76505,5.338471 -0.38825,2.620704 6.11497,-4.464903 2.03833,-3.494272 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n Alaska
Estimated Property Tax Rate: 1.1%; Median Taxes Paid: $3,718\" data-id=\"AK\" d=\"m 101.28276,542.95341 -0.48532,0.19412 0.38826,0.0971 0.0971,-0.29119 z m 3.59134,0.58238 0,0 0,0.0971 0,-0.0971 z m -1.74714,-1.65008 0,0.29119 0.19413,-0.0971 -0.19413,-0.19413 z m -0.87357,-0.48531 0,-0.0971 0,0 0,0.0971 z m 1.8442,0.97063 0,-0.19413 -0.0971,0.0971 0.0971,0.0971 z m -0.19413,-0.19413 0,-0.0971 -0.19412,0 0.19412,0.0971 z m -75.709229,-63.77047 -0.09706,0.67945 0.194126,1.94126 -0.09706,-2.62071 z m -0.485315,-2.6207 0.09706,0.87357 0.09706,-0.29119 -0.194126,-0.58238 z m 76.194544,65.22642 0.0971,-0.58238 -0.38825,0.19412 0.29118,0.38826 z m 11.0652,4.75609 -0.0971,-0.0971 0.19412,0.38825 -0.0971,-0.29119 z m -7.18267,-3.39721 -1.06769,-0.97063 0,2.32951 1.06769,-1.35888 z m 2.42658,2.13539 -0.0971,-0.67944 -1.65007,-0.0971 1.74714,0.77651 z m 5.82378,1.35888 -0.0971,0.19413 0.19413,0 -0.0971,-0.19413 z m 0.38826,0.0971 -0.19413,0 0.38825,0.0971 -0.19412,-0.0971 z m 1.16475,0.38826 -0.0971,0 -0.0971,0 0.19412,0 z m -85.70673,-65.8088 0.388252,0.0971 0.29119,-0.0971 -0.679442,0 z m 83.57135,64.44991 -0.77651,-0.0971 0.29119,0.29119 0.48532,-0.19413 z m -88.812759,-72.02083 -1.358883,-0.58238 -0.09706,0.29119 1.455947,0.29119 z m 91.239329,72.21496 -0.19412,-0.0971 0,0.0971 0.19412,0 z m 5.92085,1.16476 -3.78546,0.29119 -0.87357,0.38825 4.65903,-0.67944 z m -104.05166,-88.61863 -1.067695,0 0.194127,0.29119 0.873568,-0.29119 z m 115.7963,93.08353 0,-0.38825 -0.19412,0 0.19412,0.38825 z m 5.04728,0.0971 0.19413,-0.19412 -0.19413,-0.19413 0,0.38825 z m 3.78547,1.0677 0.19412,-0.0971 -0.0971,0 -0.0971,0.0971 z m -3.10602,-1.74714 -0.0971,-0.38825 -0.19412,0 0.29119,0.38825 z m 6.50322,1.45595 -0.0971,0.0971 0.0971,0 0,-0.0971 z m -127.443872,-98.90732 -1.455946,0.19413 1.844199,1.65007 -0.388253,-1.8442 z m 122.299532,97.45137 0.19413,-0.58238 -0.0971,0 -0.0971,0.58238 z m 16.40367,-1.45594 0.0971,-0.19413 -0.19413,-0.0971 0.0971,0.29119 z m -2.42658,-0.87357 -3.39721,3.00895 2.42658,-0.19412 2.81483,-2.23245 -1.8442,-0.58238 z m 6.11498,1.06769 -0.67945,-0.19412 0.48532,0.38825 0.19413,-0.19413 z m 1.35888,0.0971 -1.0677,-0.29118 -0.19412,0.0971 1.26182,0.19412 z m -3.6884,-1.35888 -1.06769,0 1.8442,0.48532 -0.77651,-0.48532 z m 4.4649,0.97063 -0.0971,-0.19412 -0.38825,0.0971 0.48531,0.0971 z m -2.91189,-1.16476 -0.38825,-0.19412 0,1.06769 0.38825,-0.87357 z m 12.42408,2.42658 -0.0971,-0.0971 -0.19413,0 0.29119,0.0971 z m 0.19413,-0.0971 0,-0.0971 -0.19413,-0.0971 0.19413,0.19413 z m -1.65008,-0.58238 0.19413,0.38825 0,-0.0971 -0.19413,-0.29119 z m 0.87357,0 -0.87357,-0.29119 1.0677,0.77651 -0.19413,-0.48532 z m 1.26182,-0.97063 0,0 0,0.0971 0,-0.0971 z m 11.55051,1.45595 -0.19412,-0.38826 -0.0971,0 0.29119,0.38826 z m 104.43992,-6.50323 -0.19413,-0.19413 0.0971,0.19413 0.0971,0 z m -117.6405,3.00895 0,-0.0971 -0.0971,0.0971 0.0971,0 z m 120.45533,-4.75609 0.29119,0.38825 0.19413,0 -0.48532,-0.38825 z m -106.08999,7.27974 -0.0971,0.0971 0,0.29119 0.0971,-0.38825 z m -12.03583,-1.74714 0.19413,-0.77651 -0.0971,0 -0.0971,0.77651 z m 123.75548,-7.76505 -0.87357,0.48532 0.77651,0.38825 0.0971,-0.87357 z m -122.00834,7.27973 -0.0971,-0.19412 0.0971,0.19412 0,0 z m -7.27973,-2.13539 -2.42658,0.48532 -2.13539,2.81483 4.56197,-3.30015 z m 17.37429,3.6884 -0.58237,0.48532 0.58237,-0.0971 0,-0.38826 z m 111.91378,-9.31806 -0.19412,-0.38825 -0.0971,0.19413 0.29119,0.19412 z m -121.23184,6.79442 -0.67944,-0.0971 0.67944,0.67944 0,-0.58238 z m 114.82568,-5.5326 -0.19413,0.19413 0.19413,0.67944 0,-0.87357 z m -113.27267,5.43554 -0.29118,0.0971 0.38825,0.29119 -0.0971,-0.38825 z m 7.18268,2.03832 -0.29119,0 -0.19413,-0.19412 0.48532,0.19412 z m -7.95918,-2.03832 -0.48532,-0.29119 0.19413,0.29119 0.29119,0 z m 6.50323,1.06769 -0.87357,0.29119 -0.58238,1.55301 1.45595,-1.8442 z m 105.41055,-6.79441 0,0.67944 0.38825,-0.48532 -0.38825,-0.19412 z m -116.864,3.68839 0.77651,-0.19412 -0.0971,0 -0.67944,0.19412 z m -0.97063,-0.58238 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0.19413,-7.27973 1.65007,3.30014 8.1533,5.92085 0.67944,2.42658 7.08561,3.97959 1.8442,5.14434 1.74714,-3.97958 3.59133,6.98854 2.42658,-3.97959 -1.94126,-4.95022 -7.47386,-0.7765 -11.45345,-10.96813 -6.21204,-4.56197 -4.75609,4.65903 -2.81483,0 -6.50323,-4.27078 -6.40617,-0.29119 -9.12393,-57.55843 -1.55301,-2.71776 -3.6884,-2.23246 -5.5326,1.0677 -4.27078,-0.87357 -5.43553,-2.13539 -5.72673,0.38825 -1.45594,-2.71776 -4.56197,-0.67945 -0.7765,-1.65007 -2.03833,2.32952 -0.58238,-4.36784 z\" style=\"stroke-width:0.97063118000000004;fill:#f9f9f9\">\n \n\n\n\n\n\n\n\n

Source: U.S. Census Bureau 2023

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The assistance may take the form of downpayment assistance or loan programs.

NEW JERSEY
SEPTEMBER 6, 2024

Cape May Lead Inspection STR
Cape May is looking to require STR to be inspected for lead, which could mean every single time there is guest turnover, which is unnecessary, adds time constraints, and costs for

all rentals properties. \n

NORTH CAROLINA
SEPTEMBER 5, 2024

Ashville Zoning Changes
Changes to Unified Development Ordinance (UDO) will relax the standards for flag lots and cottage developments and thereby activate thousands of new housing lots in the city for possible development. \n

RHODE ISLAND
AUGUST 12, 2024

Newport STR Restrictions
Previously the city banned short-term rentals in Residential Areas, allowing them in General Business and Waterfront Business districts only, with special permits outside these areas.\n

NEW YORK
AUGUST 15, 2024

City of Beacon Good Cause Eviction
The City of Beacon, NY is considering a proposal called good cause evictions which would limit the ability of landlords to evict tenants unless they meet a very specific reason laid in

the bill.

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The latest data from the National Fair Housing Alliance (NFHA) indicates that fair housing complaints in the U.S. reached a record high in 2022, with 33,007 complaints reported. This represents a 5.7% increase compared to 2021, when 31,216 complaints were documented. The rise reflects heightened issues such as discrimination based on source of income, domestic violence and other protected categories. Disability-based complaints continue to dominate, accounting for more than half of all complaints filed nationally.
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Housing Discrimination Hotline

1(800) 669-9777

Know your Fair Housing Rights. Call the number above for consumer complaints of unfair treatment or discrimination. This service is available in English and Spanish. \ufeff

As a homeowner, staying informed about available resources can help you maintain your property, navigate financial challenges, and maximize your investment.

Below are some key areas where you can find support and guidance:

1. Home Maintenance and Improvement

Energy Efficiency Programs: Many organizations offer tips and financial incentives to help you improve your home\u2019s energy efficiency. These may include rebates for energy-efficient appliances, tax credits, or access to home energy audits. Get more info from the Department of Energy.
Resilience and Weatherproofing: Strengthening your home to withstand severe weather can increase its safety and value. Look into resources for weatherproofing, including grants or low-interest loans for upgrades like storm windows or reinforced roofing.

2. Financial Management and Assistance

Mortgage Tools and Resources: Most mortgage lenders provide tools to help you manage your payments effectively, such as online portals, budgeting guides, and educational materials.
Assistance Programs: If you experience financial hardship, programs are available to support mortgage payments, utility bills, or other housing-related expenses. Research national or local organizations that specialize in homeowner assistance. Freddie MAC is one example of a great resource to use.

3. Foreclosure Prevention and Housing Counseling

Housing Counselors: HUD-approved housing counseling agencies offer expert advice for homeowners facing financial challenges. These counselors can guide you through avoiding foreclosure, understanding refinancing options, or managing debt.
Foreclosure Prevention Resources: Many non-profits and government organizations provide tools and services designed to help homeowners stay in their homes during difficult times.

4. Homeowners Association (HOA) Guidance

Understanding your rights and responsibilities is crucial if your property is part of an HOA. Explore general resources about HOA rules, conflict resolution, and financial obligations to make informed decisions about your community involvement.

5. Education and Planning

Online Homeownership Guides: Many organizations offer free online resources, webinars, and workshops for homeowners. Topics often include budgeting, home maintenance, and understanding your property\u2019s market value.
DIY Home Improvement Tips: Stay up to date on simple, cost-effective ways to maintain or enhance your home. From seasonal checklists to home upgrade tutorials, there are countless resources to help you improve your property. Both Lowes and Home Depot offer online DIY guides.

6. Long-Term Planning

Equity and Refinancing: Learn how to make the most of your home\u2019s equity, whether through refinancing, home improvement loans, or other financial strategies. Look at these resources on REALTOR.COM.
Selling and Moving: When it\u2019s time to move, access resources that guide you through preparing your home for sale, pricing it effectively, and understanding market trends. Look at these excellent guides on REALTOR.COM.

By staying proactive and utilizing these resources, you can confidently navigate homeownership challenges and maximize your investment's benefits.

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Frank recalled his childhood in Flint, Michigan, stating, \u201cI was taught, right along with all the white kids, that all people are created equal\u2026and I believed that.\u201d Racist sentiments still ran high in the slowly integrating community, and Frank was expelled from school for dating a white woman, who he later married.

\u201cWe talk about Chicago as the center, but I grew up in Flint, Michigan, and it [housing discrimination] was happening there. It was happening in Chicago. It was happening in Mississippi. It was happening everywhere.\u201d

Although based in Chicago and Beverly, Frank has had a long view of the problem. There are historical inequities that have left minority populations at a disadvantage from the consequences of centuries of slavery to anti-immigrant movements. \u201cWe talk about Chicago as the center, but I grew up in Flint, Michigan, and it [housing discrimination] was happening there. It was happening in Chicago. It was happening in Mississippi. It was happening everywhere.\u201d

The prevalence of housing discrimination motivated many to become involved in finding solutions. The National Association of Real Estate Brokers (NAREB) was founded in 1947, making it the oldest minority trade association in America, and was formed out of a need to promote fair housing and equal opportunities for African-American real estate professionals, consumers and communities. Frank Later became the President of the Chicago Chapter of NAREB (Dearborn REB) in 1974.

In 1968, the Fair Housing Act was passed, and by 1971, Frank had opened his own firm. However, the Fair Housing Act was not an immediate solution to housing discrimination. Frank explained how some areas would perform a \u201cbait-and-switch\u201d version of fair housing by creating quotas for loan applications and engaging in steering or faulty versions of integration management plans.

Frank also faced protests throughout the 1960s and 1970s from within his community. Demonstrators vandalized his business, angry at his efforts to combat housing discrimination. \u201cI remember how angry I was looking around my office.\u201d In 1975, his home was firebombed.

Frank, however, did not stop his efforts in his community or in changing professional associations like NAR, where he stated in some meetings, \u201cthere wasn\u2019t anyone that looked like me.\u201d He believed that not only did NAR need to stand behind the Fair Housing Act, but the real estate industry needed to create opportunity and space for minorities to enter the business, to succeed, and to become leaders.

Frank eventually became president of the Chicago Association of REALTORS\u00ae, and was voted REALTOR\u00ae of the Year in 1992. His record in advocacy also includes being the president of the South Side NAACP chapter from 1979 through 1985.

In the fifty years since the Fair Housing Act first passed, Frank acknowledges that the country has made progress. But, there is still work to be done. He states, \u201cAs a Black American, a REALTOR\u00ae, and a parent, I am determined to help erase discrimination from our housing landscape.\u201d

To learn more, visit our Fair Housing page.

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\ufeff\ufeffThis shortfall has made the cost of owning a home out of reach for most A\ufeffmericans. The time is now to push for policies that will help address this disparity.

"}, "widgetType": 4}, {"props": {"cards": {"0": {"title": "The More Homes on the Market Act", "description": "The legislation allows homeowners to exclude up to $500,000 in capital gains for single filers and $1 million for married joint filers when selling their home, while also indexing these amounts for future inflation to protect homeowner equity.", "cardLinkType": 1}, "1": {"title": "The Neighborhood Homes Investment Act", "description": "By attracting private investment for building and rehabilitating owner-occupied homes through tax credits, we promote neighborhood stability and sustainable homeownership.", "cardLinkType": 1}, "2": {"title": "The Choice in Affordable Housing Act", "description": "This bipartisan legislation incentivizes housing providers to participate in the HUD Housing Choice Voucher program, ensuring safe and reliable housing for low-income individuals and families.", "cardLinkType": 1}}, "title": "", "layout": 3, "useCardColor": false, "backgroundColor": "e9e9eb", "sameCardSizeWidth": false, "useBackgroundColor": true}, "widgetType": 21}, {"props": {"title": "Learn More About Affordable Housing", "content": " \n

By revitalizing neighborhoods and encouraging investment, affordable housing initiatives can lead to an appreciation in property values in the surrounding areas, making it a win-win for homeowners and communities alike.¹

\n\n

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By providing housing options closer to employment centers popular destinations, affordable housing helps reduce the need for long commutes, easing traffic congestion and contributing to a more sustainable urban environment.²

\n\n

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The construction and maintenance of affordable housing developments stimulate local economies by creating jobs in construction, property management, and various support services, while also generating additional tax revenue through increased economic activity.³

\n\n

\n\n \n

Offering affordable housing options near workplaces can reduce commute times and housing-related stress for employees, leading to improved productivity, job satisfaction, and overall well-being.⁴

\n\n

\n\n \n

Affordable housing is occupied by individuals and families who are employed and own the home or pay rent, debunking the myth that it leads to an increase in crime; instead, it helps foster a stable and engaged community.⁵

\n\n

\n \n

Footnotes

https://www.nar.realtor/effects-of-low-income-housing-on-property-values

https://housingforwardva.org/toolkits/affordable-housing-101/myths-of-affordable-housing

https://www.bloomberg.com/news/articles/2019-02-05/how-affordable-housing-can-boost-the-economy

https://hbr.org/2023/03/what-employers-can-do-to-address-high-housing-costs

https://www.nytimes.com/2020/11/05/us/affordable-housing-suburbs.html

\t\t\t\t\t\t\t\t\n

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Tell your elected officials to support practical solutions that incentivize homeownership and make it more accessible.

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Homeownership is a cornerstone for building generational wealth through:

Appreciation of Property Value.

Real estate tends to appreciate over time. As a home increases in value, the homeowner\u2019s equity grows, creating wealth that can be passed down to future generations. This appreciation often outpaces inflation, allowing homeowners to build significant equity.

Forced Savings.

Paying down a mortgage is a form of forced savings. Each mortgage payment reduces the principal balance, increasing the owner\u2019s equity in the home. Over time, this equity can become a substantial financial asset.

Equity Loans and Lines of Credit.
Homeowners can borrow against their home equity through home equity loans or lines of credit. This access to capital can be used to finance education, start a business, pay for a wedding or cover emergency expenses, further enhancing the family\u2019s financial stability and opportunities.

Tax Benefits.

Homeownership comes with various tax benefits, such as mortgage interest deduction and state property tax deductions (varies by state). These benefits can reduce a homeowner\u2019s taxable income, allowing more money to be saved and invested elsewhere.

Homeownership often leads to greater community involvement and social stability. Homeowners are more likely to invest in their neighborhoods, contributing to safer, more desirable living conditions. These factors can indirectly support property value appreciation and personal well-being.

Stability and Predictability.
Owning a home provides long-term housing stability and predictability in living costs, especially if the mortgage is on a fixed-rate plan. This stability enables homeowners to plan their finances and invest in other wealth-building opportunities.

Passing Down Assets.

Homes are tangible assets that can be bequeathed to heirs. This transfer can provide a financial head start to future generations, either through the direct use of the property as a residence or its sale, which can provide capital for education, investment or other needs.

Through these many avenues, homeownership offers a multifaceted approach to building and transferring wealth across generations, while providing financial returns and social benefits that contribute to long-term family stability and prosperity.

To learn how to get started on your homeownership journey, take our Financial Literacy Quiz and Download our First-Time Home Buyer Guide.

The assistance may take the form of downpayment assistance or loan programs.

Alaska
AK First-Time Homebuyer Loans

Alabama
AL AHFA Makes Homeownership Possible

Arkansas
AR ADFA HOMEOWNERSHIP PROGRAMS

Arizona
AZ HomeBuyer Down Payment Assistance

California
CA MyHome Assistance Program

Colorado
CO Down Payment and/or Closing Cost Assistance

Delaware
Kiss Your Landlord Goodbye

DC
DC Home Purchase Assistance Program

Connecticut
Down Payment Assistance Program (DAP) Loan

Georgia
GA Georgia Dream Homeownership Program

Hawaii
HI Affordable Resale Program

Florida
Homebuyer Program

Iowa
IA FirstHome Program

Idaho
ID Homebuyer Tax Credit

Illinois
IL Homebuyer Program

Indiana
IN First Place Program

Kansas

KS First-Time Homebuyer Programs

Kentucky

KY Downpayment Assistance Program

Massachusetts
MA First-Time Homebuyer Programs

Maryland
MD Home Loan Programs

Maine
ME First Loan Program

Michigan
MI Home Loan Program

Minnesota
MN Homeownership Programs

Missouri

MO Homebuyer Programs

Montana
MT Downpayment Assistance Programs

North Carolina
NC Home Advantage Mortgage

North Dakota
ND Homeownership Programs

Nebraska
NE Homebuyer Programs

New Hampshire
NH Homeownership Programs

New Jersey
NJ Homebuyer Programs

New Mexico
NM Homebuyer Programs

Nevada
NV Home is Possible

New York

NY Down Payment Assistance Loan

Ohio

OH My Ohio Home

Oklahoma
OK Homebuyer Programs

Oregon
OR Residential Loan Program

Pennsylvania
PA Assistance Loans

Rhode Island
RI The Down Payment Extra Assistance Program

South Carolina
SC Palmetto Home Advantage

South Dakota
SD First-Time Homebuyer Program

Tennessee
TN Great Choice Home Loan

Texas
TX First Time Home Buyer Grants in Texas

Utah
UT Down Payment Assistance

Virginia
VA Down Payment Assistance Grant

Washington
WA Downpayment Assistance

Wisconsin
WI Mortgage and Downpayment Assistance

West Virginia
WV Movin? Up Loan Program

Wyoming
WY Homebuyer Programs

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Did you know that unmarried couples can get a larger deduction by filing federal taxes individually compared to married couples filing jointly?

While tax reforms passed by Congress in 2017 eliminated many instances of the \u201cMarriage Penalty,\u201d it still exists today when deducting state and local taxes from your federal return. Specifically, a married couple can only deduct $10,000 in State and Local Property Tax, while unmarried people who own a home together get $10,000 each. This is known as a \u201cMarriage Penalty,\u201d and it's time for our elected officials to address this inequity as part of their tax reform in 2025.

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Pedro immigrated to the United States from Cuba in the late 1950s before the wave of refugees from the Fidel Castro regime. By 1966, he obtained his real estate license and began working in an environment where race, more often than not, determined sales.

\u201cWas I discriminated against? Yes. Because I was Cuban. Because of my accent. Because of not speaking English. I didn\u2019t care.\u201d

Pedro stated, \u201cWhen a person of color came to the neighborhood, [white] people began to panic,\u201d and property values would fall. In stores and businesses, he would often see signs stating, \u201cNo Blacks. No Cubans. No dogs.\u201d A move towards integration would face many obstacles in Miami, but Pedro persevered, \u201cWas I discriminated against? Yes. Because I was Cuban. Because of my accent. Because of not speaking English. I didn\u2019t care.\u201d

Pedro was more concerned with establishing his practice and making a name for himself as the go-to Cuban REALTOR\u00ae. His firm, where daughter Liza Mendez eventually joined him, was one of the first Hispanic-owned firms in Miami. Between the two family members, they have over eighty years of experience in real estate and have witnessed the impact of the Fair Housing Act.

Pedro explained that the transition after the act was difficult because the population needed to transition from discriminatory to fair practices \u2013 a process made more difficult by lack of understanding of the law. However, he cites the efforts of NAR, the local government, county officials and other REALTORS\u00ae as key to reducing housing discrimination in Miami.

Although she grew up with the Fair Housing Act in place, Liza \u201cnever takes it for granted.\u201d At the beginning of her career in the 1980s, Liza faced subtler versions of housing discrimination compared to the vitriol of her father\u2019s early years. The questions about neighborhood demographics were more coded. She soon learned to guide her clients away from those biases, encouraging them to focus on their housing goals and reminding them that Miami was a melting pot \u2013 its diverse neighborhoods an asset, rather than a cause for fear.

Both father and daughter would argue that racial discrimination in housing is no longer a problem in Miami, because of the Fair Housing Act. The commitment that they share with other REALTORS\u00ae to uphold the act ensures a \u201cmore level playing field for everyone.\u201d Liza acknowledged that there is still work to be done for other marginalized communities, such as the LGBTQ+ community, but believed that the Fair Housing Act has the structure to create balance.

With their influence on the Miami real estate industry, and Liza\u2019s leadership positions in local REALTOR\u00ae chapters and her certifications in ethics training, Pedro and Liza continue to work with their clients and community to ensure the enforcement of the Fair Housing Act. For them, this is not just a legal obligation. Fair housing is \u201cethical and right\u201d and opened the doors for anyone to be a homeowner or renter.

As Pedro stated, \u201cFair housing made us free.\u201d

To learn more, visit our Fair Housing page.

This story was originally posted in February 2018 during the 50th anniversary of the signing of the Fair Housing Act of 1968.

\n\n

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The NATIONAL ASSOCIATION OF REALTORS (NAR)\nrecognizes the importance of protecting the personal information you provide to\nwebsites owned and/or controlled by NAR. This Privacy Policy explains the\ncollection and use of information, including Personally Identifiable\nInformation, entered on www.propertyaction.realtor (\u201cSite\u201d); what we do to\nsecure the information; and other important matters. By using our Site, you\nconsent to our processing your information as set forth in this Privacy Policy\nand any amendments hereto.

1. Information We Collect

Generally, two types\nof information are collected from Site visitors: Personally Identifiable\nInformation and Non-identifiable Information.

Personally\nIdentifiable Information is information provided by you, the user of or visitor\nto the Site, and may include your name and residential or business address,\nuser names and passwords assigned to you as a part of registering to use the\nsite, and other information that may be used to identify you personally.

Non-identifiable\nInformation is tracking or browser information that may be automatically\ngathered when you visit the Site or open an email from us, via cookies or\notherwise; for example, IP address, browser type and the pages you visit.

2. How We Collect\nInformation

A. Through the\nRegistration Process: When you become a registered user of the Site, we may gather the\ninformation you provided as part of the registration process, including but not\nlimited to: first name and your ZIP code.

B. Electronically\nThrough Cookies and Other Means: Cookies are small files that are sent and stored on your computer when\nyou visit our Site or when you open an email from the Site that enable us to\nrecognize your computer the next time you visit the Site. There are two types\nof cookies, Persistent Cookies and Session Cookies.

Persistent Cookie is\na cookie that remains on your computer after you exit your browser and can be\nused by your browser on future visits to the Site or by third party vendors\nwhen you visit certain other websites in order to allow advertisers and content\nowners to improve your web experience. These cookies may be used to tailor ad\ncontent of other sites that you may visit in the future. They may also collect\ndata such as your browser type, your operating system, web pages visited, time\nof visits, content viewed and other clickstream data, none of which will\ninclude personal information about you. Session Cookie is a cookie that is\ndeleted from your computer once you disconnect from, or leave, our Site.

The use of cookies\nis considered industry standard. However, if your browser permits, you may\nchoose to decline any cookies we use, but note this action may disable portions\nof our Site. If you want to opt-out of receiving some advertising cookies, you\nmay be able to do so by visiting\u202fhttps://optout.networkadvertising.org/?c=1.

Other Means to\ncollect information while you are connected to our Site include Web Beacons and\nEmbedded Scripts. Web Beacons are\nelectronic images or a web programming code included in our web page that is\nused for several purposes, including but not limited to: counting visitors to\nthe Site and counting particular articles viewed. Additionally, this code\nallows us to understand the time and date of when a user has opened an email\nand when he/she has utilized a link within the email to visit a website,\nallowing us to collect analytics about our traffic, customize our services and\nsend you ads about our services. You may also disable our web beacons in our\nemails by turning images \u201coff\u201d in your email client (e.g., Outlook, Outlook\nExpress). Please see your email client for more information.

Embedded Scripts are\nprogramming codes designed to collect information about your use of the Site,\nincluding links that you select. This code is only active while you are\nconnected to the site and is deactivated or deleted thereafter.

DO-NOT-TRACK\nDISCLOSURE: Some\nbrowsers have a \u201cDo Not Track\u201d feature that allows you to communicate to\nwebsites that you do not want to have your online activities tracked. Our\nsystem may not respond to Do Not Track requests or headers from some or all\nbrowsers.

C. Through Sales\nMade on the Site: If you purchase products or services from the Site, the information you\nprovide while completing your purchase is used to help us provide the product\nor service you purchased. When you purchase a product or service offered by a\nthird party, either via a page on the Site that has our name as well as the\nthird party name and/or logo or through a link to the third party site, your\nPersonal Information may be shared with or collected by a third party.\nInformation provided to the third-party site will be governed by that\nthird-party\u2019s privacy policy.

D. Contests and\nSweepstakes:\nParticipation in contests and sweepstakes is voluntary and may require\nregistration. Data you provide for promotions or contests on our Site, which\nmay be sponsored by third parties, may include information about you and how to\ncontact you and that information could be used by us or disclosed to third\nparties who have sponsored or otherwise contributed to the contest or\nsweepstakes.

E. Mobile Device\nIdentifiers: Certain\nmobile service providers identify mobile devices in a unique manner. If you\naccess the Site through a mobile device or a mobile phone number is required\nfor a feature on our Site, we may associate the mobile phone number to mobile\ndevice identification information.

3. How We Use the\nInformation Collected

We use the\ninformation we collect to better serve you and to improve your experience on\nthe Site and to improve the Site and to enable us to continue to deliver\ncustomized content on the Site. We may also use the information to bring to\nyour attention content we believe might be of interest to you and to contact\nyou for promotional or other purposes. In addition, we may also share your\ninformation with organizations affiliated with NAR or organizations that may\nnot be affiliated with NAR, but share NAR\u2019s support for property rights,\npro-REALTOR\u00ae issues and other policy initiatives so that they may also provide\nyou content that we believe might of interest to you.

NAR takes your\nprivacy and your communications preference very seriously. We will not share or\nsell your email address or other personal information you may provide us in the\ncourse of using the site with anyone without your explicit consent except as provided\nabove.

If necessary, we\nwill release Personal Information if it is appropriate to a) comply with the\nlegal process; b) identify, contact or bring legal action against a party(ies),\nwho cause (or we have a good-faith belief will cause) injury to NAR, its\nemployees, Site users or others; or c) otherwise protect the rights, property\nor personal safety of NAR, its employees, Site users or others.

4. How We Secure the\nInformation Collected

We are concerned\nabout the confidentiality of your Personal Identifiable information and\nmaintain security procedures and standards, which we believe are as safe as\ntoday\u2019s technology reasonably permits, including the storage of your\ninformation on a secured server behind a firewall. We test these procedures and\nmodify them as new technologies become feasible. Unfortunately, no data\ntransmission on the internet is 100% secure and we cannot warrant the security\nof information received from our Site or information you transmit to the Site.

5. Other Sites, Links and\nAdvertising Banners

Our Site may contain\nlinks to other sites and advertising banners, including advertiser sites, news\nsites or sites by other third parties. Note that a third party will likely have\nits own policies and rules governing its site that may be different than those\noutlined in this Privacy Policy for this Site. Please be aware that this\nPrivacy Policy only applies to this Site and we are not responsible for\npolicies and rules for any other sites.

6. To Edit Information\nAbout You

You may view, edit\nor delete information about you by emailing contact@propertyaction.realtor.

7. To Opt-In to Receive\nInformation from Us

We utilize a strict\nOpt-In policy for receipt of our newsletters or other online messages regarding\nproducts, services and programs. Please use the unsubscribe link at the bottom of any email.

8. Effective Date and\nUpdates

This Privacy Policy\nis effective as of February 23, 2025 and may be updated from time to time by us at\nour sole discretion. Accordingly, we encourage you to periodically review this\nPrivacy Policy.

9. Inquiries

If you have\nquestions regarding this Privacy Policy, contact us at: contact@propertyaction.realtor

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

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Footnotes

Tell your elected officials to support practical solutions that incentivize homeownership and make it more accessible.

Homeownership is a cornerstone for building generational wealth through:

Appreciation of Property Value.

Forced Savings.

Tax Benefits.

Community and Social Benefits.

Stability and Predictability.Owning a home provides long-term housing stability and predictability in living costs, especially if the mortgage is on a fixed-rate plan. This stability enables homeowners to plan their finances and invest in other wealth-building opportunities.

Passing Down Assets.

Stability and Predictability.
Owning a home provides long-term housing stability and predictability in living costs, especially if the mortgage is on a fixed-rate plan. This stability enables homeowners to plan their finances and invest in other wealth-building opportunities.